1. Home
  2. Georgia
  3. Stephens County
  4. Toccoa
  5. Oak Dr

415 Oak Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 415 Oak Dr, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,280 sqft · built 1999
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (May 2020)
Tax Bill$3,533 (2025)
Deeds & MortgagesFeb 2017 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022C 030

Property Details

APN / Parcel Number

Primary APN022C 030
Alternative APN
  • 524900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,280 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
TerrainGentle Slope
Garage Area576 sqft

Exterior Amenities

PorchPorch
Porch Area168 sqft
Patio Area384 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number524900
Street Address415 OAK DR
CityTOCCOA
StateGA
Zip30577-7264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 CURRAHEE OAKS S/D
Legal SubdivisionCURRAHEE OAKS
Legal Lot Number12
JurisdictionSTEPHENS GA
Township / Civil DivisionMARTIN-AVALON
Census Block Group2
Census Block2045
Census Tract970401

Owner

Source: Stephens County records · APN 022C 030

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address415 OAK DR, TOCCOA, GA 30577-7264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2017Deed of Trust, Mortgage
FIRST CITIZENS BANK
May 15, 2020Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2020 · Amount on Record
Deed SaleMay 15, 2020 · Amount on Record
Prior SaleSep 27, 2016
Deed Document Number0001209318
Deed Book / Page1209 / 318
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address415 OAK DR, TOCCOA, GA 30577-7264
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011130355
DateFeb 07, 2017
Book Page1113/355
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term300 Months
DueFeb 01, 2042

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateMay 15, 2020
Property Address415 OAK DR, TOCCOA, GA 30577-7264
Document Number0012090318
Book / Page1209 / 318
Instrument DateMay 15, 2020
Instrument2020-000455
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 OAK DR, TOCCOA, GA 30577-7264

Mortgage

Document Number0012090000000320
DateMay 15, 2020
Book Page0000001209/0000000320
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,533.00 (+51.44%)$128,726 (+64.23%) Land $4,611 Building $124,115$321,815 (+64.23%) Land $11,528 Building $310,287
2023$2,333.00 (+6.43%)$78,383 (+6.44%) Land $4,611 Building $73,772$195,958 (+6.44%) Land $11,528 Building $184,430
2022$2,192.00$73,638 Land $4,611 Building $69,027$184,096 Land $11,528 Building $172,568

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579704012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 59% of Georgia
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsCable500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures