Stephens County property record for 188 Oak Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,394 sqft · built 1990 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Jan 2000) |
| Tax Bill | $1,811 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022C 040 |
| Primary APN | 022C 040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,394 sqft Heated Area |
| Attic Area | 638 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Terrain | Gentle Slope |
| Garage Area | 570 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Utility Building | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 525400 |
|---|---|
| Old Parcel Number | 022C 040 |
| Street Address | 188 OAK DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 22 CURRAHEE OAKS S/D |
| Legal Subdivision | CURRAHEE OAKS |
| Legal Lot Number | 22 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 188 OAK DR, TOCCOA, GA 30577-9273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2000 · Amount on Record |
| Deed Sale | Jan 28, 2000 · Amount on Record |
| Deed Document Number | 0000461269 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,811.00 (+48.56%) Homeowner's exemption Senior Citizen's exemption | $121,763 (+60.52%) Land $4,692 Building $117,071 | $304,407 (+60.52%) Land $11,729 Building $292,678 |
| 2023 | $1,219.00 (-43.28%) Homeowner's exemption | $75,856 (+5.08%) Land $4,692 Building $71,164 | $189,638 (+5.07%) Land $11,729 Building $177,909 |
| 2022 | $2,149.00 Homeowner's exemption | $72,192 Land $4,692 Building $67,500 | $180,479 Land $11,729 Building $168,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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