435 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 435 E Main St, Centreville, MI 49032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 1998)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-777-065-00`

Property Details

APN / Parcel Number

Primary APN	`042-777-065-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,082 sqft Building Perimeter
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	20,473 sqft (0.47 acres)
Garage Area	700 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR BLK 54 LANGLEY EAST ADD E 105 FT N 350 FT W 105 FT S 350 FT TO BEG EXC N 165 FT. VIL OF CENTREVILLE.
Legal Subdivision	VIL OF CENTREVILLE
Legal Block	54
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2031
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage OMNI COMMUNITY CU
Jan 29, 2020	Intrafamily Transfer, Transfer
Jan 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 1998 · Amount on Record
Deed Sale	Jul 25, 1998 · Amount on Record
Prior Sale	Sep 10, 1996 · Amount on Record
Deed Book / Page	847 / 648
Last Transfer Date	Jan 23, 2020
Transfer Doc	01994/0622
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01902/0109
Date	Jan 31, 2018
Book Page	1902/0109

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 29, 2020
Property Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626
Document Number	01994/0622
Book / Page	1994 / 0622
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 8, 2018
Property Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626
Document Number	01899/0543
Book / Page	1899 / 0543
Instrument Date	Jan 3, 2018
Instrument	1899-0543
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4627 WOODLAND HILLS CT, KALAMAZOO, MI 49006-6213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E MAIN ST, CENTREVILLE, MI 49032-9626

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,700 (-11.86%)	$169,400 (-11.86%)
2025	$1,516.00 Homeowner's exemption	$96,100 Building $96,100	$192,200 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Frontier, T-Mobile.

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