430 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 430 E Main St, Centreville, MI 49032

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,000 sqft
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Nov 2018)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-130-215-00`

Property Details

APN / Parcel Number

Primary APN	`042-130-215-00`

Interior

Full Baths	1 Bath
Building Area	2,000 sqft Building Perimeter
1st Floor Area	2,000 sqft
Basement Area	2,000 sqft
Unfinished Basement	2,000 sqft

Exterior

Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 100 FT OF BLK 65 TALBOTS ADD TO VIL OF CENTREVILLE. BEING LOTS 1 & 10 & PT OF LOTS 2 & 9 SD ADDITION. (OLD PIN #042-777-044
Legal Subdivision	VIL OF CENTREVILLE
Legal Block	65
Legal Lot Number	1-2,9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2032
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 E MAIN ST, CENTREVILLE, MI 49032-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Jul 14, 1999 · Amount on Record
Deed Book / Page	1940 / 448
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	430 E MAIN ST, CENTREVILLE, MI 49032-9625
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01892/0956
Date	Nov 9, 2017
Book Page	1892/0956
Instrument	1892-0956

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 28, 2018
Property Address	430 E MAIN ST, CENTREVILLE, MI 49032-9625
Document Number	01940/0448
Book / Page	1940 / 0448
Map Reference	LB24 PG370
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 E MAIN ST, 430, CENTREVILLE, MI 49032-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MAPLE ST, THREE RIVERS, MI 49093-2416

Mortgage

Document Number	0001940450
Date	Nov 28, 2018
Instrument	1940/450

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,800	$289,600
2025	$2,380.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Frontier, T-Mobile.

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