415 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 415 E Main St, Centreville, MI 49032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-040-018-00`

Property Details

APN / Parcel Number

Primary APN	`042-040-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,334 sqft Building Perimeter
1st Floor Area	1,334 sqft
Basement Area	1,295 sqft
Unfinished Basement	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	26,136 sqft (0.6 acres)
Garage Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CALL VILLA
Legal Description	LOTS 8-9 BLK 54. ASS'ORS PLAT NO. 1 VIL OF CENTREVILLE.
Legal Subdivision	VIL OF CENTREVILLE
Legal Block	54
Legal Lot Number	8-9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2031
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 E MAIN ST, CENTREVILLE, MI 49032-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Book / Page	586 / 403
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 11, 2026
Property Address	415 E MAIN ST, CENTREVILLE, MI 49032-9626
Document Number	0000007330
Instrument Date	Sep 4, 2026
Instrument	20267330
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E MAIN ST, CENTREVILLE, MI 49032-9626

Mortgage

Document Number	0000007330,
Date	Sep 11, 2026
Instrument	20267330

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	415 E MAIN ST, CENTREVILLE, MI 49032-9626
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022006547
Date	Jul 21, 2022
Instrument	2022006547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,300 Land $9,700 Building $68,600	$156,600 Land $19,400 Building $137,200
2025	$2,415.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Frontier, T-Mobile.

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