424 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 424 E Main St, Centreville, MI 49032

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,500 sqft
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Apr 2011)
Tax Bill	$938 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-130-216-01`

Property Details

APN / Parcel Number

Primary APN	`042-130-216-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,500 sqft Building Perimeter
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 2, 3, 8 & 9 BLK 65 TALBOT ADD VIL OF CENTREVILLE DESC AS: COM NW COR LOT 5 BLK 65 SD ADD TH N 89D 53M 45S E 140 FT
Legal Subdivision	VIL OF CENTREVILLE
Legal Block	65
Legal Lot Number	2-3,5,8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2032
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Sep 22, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2011 · Amount on Record
Deed Sale	Apr 19, 2011 · Amount on Record
Prior Sale	Feb 7, 2010
Deed Book / Page	1611 / 670
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01964/0081
Date	Jun 25, 2019
Book Page	1964/0081

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MAIN ST, CENTREVILLE, MI 49032-9625

Mortgage

Document Number	2021011191
Date	Nov 5, 2021
Instrument	2021011191

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 22, 2023
Property Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625
Document Number	2023006839
Instrument Date	Sep 22, 2023
Instrument	2023006839
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 E MAIN ST, CENTREVILLE, MI 49032-9618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 1, 2023
Property Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625
Document Number	2023006290
Instrument Date	Sep 1, 2023
Instrument	2023006290
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 E MAIN ST, CENTREVILLE, MI 49032-9618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E MAIN ST, CENTREVILLE, MI 49032-9625

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,800 (+6.79%)	$119,600 (+6.79%)
2025	$938.00 Homeowner's exemption
2023		$56,000 Land $14,300 Building $41,700	$112,000 Land $28,600 Building $83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Frontier, T-Mobile.

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