651 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 651 E Main St, Centreville, MI 49032

Property Summary

Property TypeCommercial
Details21,246 sqft · built 2006
Lot Size10.5 acres (459,854 sqft)
OwnerCompany Name on Record
Deeds & MortgagesJan 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-777-019-40

Property Details

APN / Parcel Number

Primary APN042-777-019-40

Interior

Building Area21,246 sqft Building Perimeter

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area459,854 sqft (10.5 acres)

Location & Zoning

Street Address651 E MAIN ST
CityCENTREVILLE
StateMI
Zip49032-9699
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCALL VILLA
Legal DescriptionCOM AT N 1/4 COR SEC 30 T6S R10W VILL OF CENTREVILLE TH N 89D 54M 05S E ALG N SEC LN 142.68 FT TH S 15D 25M 27S E 617.63 FT T
Legal Range10W
Legal Township06S
Legal Section30
JurisdictionST JOSEPH MI
Township / Civil DivisionNOTTAWA
Census Block Group2
Census Block2031
Census Tract41301

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 235, CENTREVILLE, MI 49032-0235
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2000
Deed SaleMay 10, 2000
Deed Book / Page943 / 335
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address651 E MAIN ST, CENTREVILLE, MI 49032-9699
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000523
DateJan 26, 2024
Instrument2024000523
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
AddressCENTREVILLE, MI 49032
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCentreville Village
CountySt. Joseph County
County SubdivisionNottawa Township
Unified School DistrictCentreville Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTREVILLE
serves 1,579 people · EPA ID MI0001310
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: AT&T, Frontier, T-Mobile.

Nearby Properties on E Main St

Nearby Streets

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