434 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 434 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,434 sqft · built 2014
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jan 2021)
Tax Bill$2,908 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT062000296

Property Details

APN / Parcel Number

Primary APNT062000296
Alternative APN
  • 4-0036-9977-00-059D.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,434 sqft Living Area
Gross Area2,261 sqft
1st Floor Area827 sqft
Basement Area607 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT062000296
Street Address434 WILD OAK DR
CityO FALLON
StateMO
Zip63368-7464
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVLGS AT SPRINGHURST #2 LOT 59D
Legal SubdivisionVLGS AT SPRINGHURST #2
Legal Lot Number59D
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1012
Census Tract312207

Owner

434 Wild Oak Dr, a condominium, is owned and occupied by an individual who bought it in January 2021.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address434 WILD OAK DR, O FALLON, MO 63368-7464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2021 · Amount on File
Deed SaleJan 29, 2021 · Amount on File
Prior SaleMay 18, 2016 · Amount on File
Deed Document Number20218686
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 29, 2021
Property Address434 WILD OAK DR, O FALLON, MO 63368-7464
Document Number0000008686
Instrument DateJan 19, 2021
Instrument8686
Transaction TypeTransfer
Record UpdatedApr 13, 2021
Title CompanySELECT TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 WILD OAK DR O FALLON MO 633687464, O FALLON, MO 63368-7464

Mortgage

Document Number8687
DateJan 29, 2021
Instrument8687
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount on Record
Term360 Months
DueJan 28, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 434 Wild Oak Dr was $2,908.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,508 (-)$228,989 (-) Building $228,989
2025$2,908.00$43,508$228,989
2023$38,124
2022$200,651 Building $200,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

Nearby Properties on Wild Oak Dr

Nearby Streets

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