St. Charles County property record for 433 Wild Oak Dr, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,290 sqft · built 2007 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Sep 2013) |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T062000273 |
| Primary APN | T062000273 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 650 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T062000273 |
|---|---|
| Street Address | 433 WILD OAK DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7466 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VLGS AT SPRINGHURST #2 LOT 36D |
| Legal Subdivision | VLGS AT SPRINGHURST #2 |
| Legal Lot Number | 36D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 312207 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 WILD OAK DR, O FALLON, MO 63368-7466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on Record |
| Deed Sale | Sep 19, 2013 · Amount on Record |
| Prior Sale | Jun 3, 2010 · Amount on Record |
| Deed Document Number | 2013737270 |
| Deed Book / Page | 6094 / 2058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 433 WILD OAK DR, O FALLON, MO 63368-7466 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 433 WILD OAK DR, O FALLON, MO 63368-7466 |
| Document Number | 0000047190 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023R-047190 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Mar 1, 2046 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,410 (-) | $212,686 (-) Building $212,686 | |
| 2025 | $2,703.00 | $40,410 (+20.68%) | $212,686 (+20.69%) |
| 2023 | $33,484 | ||
| 2022 | $176,231 Building $176,231 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures