St. Charles County property record for 432 Wild Oak Dr, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,434 sqft · built 2014 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jun 2022) |
| Tax Bill | $2,905 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T062000295 |
| Primary APN | T062000295 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,261 sqft |
| 1st Floor Area | 827 sqft |
| Basement Area | 607 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T062000295 |
|---|---|
| Street Address | 432 WILD OAK DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7464 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VLGS AT SPRINGHURST #2 LOT 58D |
| Legal Subdivision | VLGS AT SPRINGHURST #2 |
| Legal Lot Number | 58D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 312207 |
432 Wild Oak Dr, a condominium, is owned and occupied by two individuals who bought it in June 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 WILD OAK DR, O FALLON, MO 63368-7464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on File |
| Deed Sale | Jun 24, 2022 · Amount on File |
| Prior Sale | Jun 22, 2022 · Amount on File |
| Deed Document Number | 202234823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2022 |
| Property Address | 432 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 0000034823 |
| Map Reference | MB 42 PG 385 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022R-034823 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 WILD OAK DR, O FALLON, MO 63368-7464 |
| Name | Verified Name |
|---|---|
| Address | 432 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 0000034824 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022R-034824 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Max Rate | 9.62% |
The 2025 property tax bill for 432 Wild Oak Dr was $2,905.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,475 (-) | $228,814 (-) Building $228,814 | |
| 2025 | $2,905.00 | $43,475 | $228,814 |
| 2023 | $38,090 | ||
| 2022 | $200,476 Building $200,476 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 432 Wild Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 432 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.
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