St. Charles County property record for 438 Wild Oak Dr, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,214 sqft · built 2014 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Sep 2021) |
| Tax Bill | $2,629 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T062000298 |
| Primary APN | T062000298 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,214 sqft Living Area |
| Basement Area | 607 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | T062000298 |
|---|---|
| Old Parcel Number | T062000298 |
| Street Address | 438 WILD OAK DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7464 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VLGS AT SPRINGHURST #2 LOT 61D |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT SPRINGHURST #2 |
| Legal Lot Number | 61D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 312207 |
Source: St. Charles County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 14, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Sep 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2015 |
| Deed Document Number | 0202176787 |
| Deed Book / Page | 2021 / 76787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 0000043296 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025R-043296 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 0000051533 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023R-051533 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 0000008666 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023R-008666 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 14, 2021 |
| Property Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 2021R076787 |
| Map Reference | MB 42 PG 385 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021R-076787 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Document Number | 2021R076788 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021R-076788 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 438 WILD OAK DR, O FALLON, MO 63368-7464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068080359 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 6808/0359 |
| Instrument | 20170918000582740 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,629.00 | $39,286 (+20.12%) | $206,768 (+20.12%) |
| 2023 | $32,705 | ||
| 2022 | $172,129 Building $172,129 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, Gateway Fiber Holdings, Verizon, WH i3B Bidco LLC/WH i3B Topco.
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