429 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 429 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,290 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$142,200 (Sep 2021)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T062000275`

Property Details

APN / Parcel Number

Primary APN	`T062000275`
Alternative APN	`4-0036-9977-00-038D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	650 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000275
Street Address	429 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #2 LOT 38D
Legal Subdivision	VLGS AT SPRINGHURST #2
Legal Lot Number	38D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	312207

Owner

429 Wild Oak Dr, a condominium, is owned by a company that bought it in September 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	310 OLD COLONY RD, DEFIANCE, MO 63341-2320
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF MISSOURI
Sep 30, 2021	Trustee's Deed, Foreclosure
Jul 10, 2019	Correction Deed, Transfer ATTORNEY ONLY
Feb 13, 2017	Warranty Deed, Transfer · FHA Mortgage BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Dec 20, 2006 · Amount on File
Deed Document Number	202181531
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0000081531
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	429 WILD OAK DR, O FALLON, MO 63368-7466
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 FOREST MDW, DEFIANCE, MO 63341-1819

Mortgage

Document Number	0000097118
Date	Nov 30, 2021
Instrument	2021R-097118

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2021
Property Address	429 WILD OAK DR, O FALLON, MO 63368-7466
Document Number	2021R081531
Map Reference	MB 42 PG 385
Instrument Date	Sep 13, 2021
Instrument	2021R-081531
Transaction Type	Foreclosure
Record Updated	Oct 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 FOREST MDW, DEFIANCE, MO 63341-1819

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2019
Property Address	429 WILD OAK DR, O FALLON, MO 63368-7466
Document Number	0071030527
Book / Page	007103 / 000527
Instrument Date	Jul 1, 2019
Instrument	348590
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7368 MACLEOD LN DARDENNE PRAIRIE MO 633687236, DARDENNE PRAIRIE, MO 63368-7236

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2017
Property Address	429 WILD OAK DR, O FALLON, MO 63368-7466
Document Number	0066981835
Book / Page	006698 / 001835
Instrument Date	Feb 10, 2017
Instrument	92090
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 WILD OAK DR O FALLON MO 633687466, O FALLON, MO 63368-7466

Mortgage

Document Number	66981837
Date	Feb 13, 2017
Book Page	006698/001837
Instrument	92100

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 429 Wild Oak Dr was $2,703, up 17% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,399 (-)	$212,628 (-) Building $212,628
2025	$2,703.00 (+16.96%)	$40,399	$212,628 Building $212,628
2024	$2,311.00
2023		$33,473
2022			$176,175 Building $176,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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