San Diego County property record for 434 Mountain View Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1965 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Dec 2025) |
| Tax Bill | $4,125 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-120-06-00 |
| Primary APN | 401-120-06-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 69,696 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4010809500 |
|---|---|
| Street Address | 434 MOUNTAIN VIEW RD |
| City | EL CAJON |
| State | CA |
| Zip | 92021-3848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 34-15-1E SEQ DOC85-207795 IN SEQ OF |
| Legal Range | 01E |
| Legal Township | 15 |
| Legal Section | 34 |
| Legal Block | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 15501 |
434 Mountain View Rd is owned and occupied by two individuals who bought it in December 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| May 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 1, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Jul 29, 1988 · Amount on File |
| Deed Document Number | 2025352971 |
| Prior Transfer Date | May 9, 2018 |
| Prior Transfer Doc | 0000222269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2025 |
| Property Address | 434 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848 |
| Document Number | 0000352971 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025-0352971 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 434 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848 |
| Document Number | 0000352972 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-0352972 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 23, 2018 |
| Property Address | 434 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848 |
| Document Number | 0000208174 |
| Instrument Date | May 9, 2018 |
| Instrument | 208174 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 434 MOUNTAIN VIEW RD EL CAJON CA 920213848, EL CAJON, CA 92021-3848 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 1, 2018 |
| Property Address | 434 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848 |
| Document Number | 0000222269 |
| Instrument Date | May 9, 2018 |
| Instrument | 222269 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 MOUNTAIN VIEW RD EL CAJON CA 920213848, EL CAJON, CA 92021-3848 |
The 2025 property tax bill for 434 Mountain View Rd was $4,125.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $890,000 (+187.47%) Land $458,487 Building $431,513 | |
| 2025 | $4,125.00 Homeowner's exemption | $309,599 Land $159,491 Building $150,108 |
| 2023 | $4,019.00 (+1.85%) Homeowner's exemption | $297,579 Land $153,299 Building $144,280 |
| 2022 | $3,946.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 434 Mountain View Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Mountain View Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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