344 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 344 Mountain View Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1971
Lot Size	0.443 acres (19,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Oct 2023)
Tax Bill	$10,303 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-120-25-00`

Property Details

APN / Parcel Number

Primary APN	`401-120-25-00`
Alternative APN	`4010805500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	19,299 sqft (0.443 acres)
Lot Dimensions	210 ft deep x 90 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	4010805500
Street Address	344 MOUNTAIN VIEW RD
City	EL CAJON
State	CA
Zip	92021-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 34-15-1E SE 1/4 OF POR SE 1/4 OF
Legal Range	01E
Legal Township	15
Legal Section	34
Legal Subdivision	SAN BERNARDINO MERIDIAN
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4005
Census Tract	15501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Grant Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Jun 7, 2023	Grant Deed, Transfer · Commercial Mortgage CAMPION AM INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	2023279358
Prior Transfer Date	Jun 3, 1994
Prior Transfer Doc	0000412345
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2023
Property Address	344 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3846
Document Number	0000279358
Instrument Date	Oct 10, 2023
Instrument	2023-0279358
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	344 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3846

Mortgage

Document Number	0000279359
Date	Oct 13, 2023
Instrument	2023-0279359

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2023
Property Address	344 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3846
Document Number	0000148481
Instrument Date	May 22, 2023
Instrument	2023-0148481
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 LA MANCHA DR, SAN DIEGO, CA 92109-6787

Mortgage

Document Number	0000148482
Date	Jun 7, 2023
Instrument	2023-0148482

Lender

Name	CAMPION AM INVESTMENTS INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92169

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,926 (+2%) Land $468,180 Building $379,746
2025	$10,303.00 (+80.41%)	$831,300 (+91.9%) Land $459,000 Building $372,300
2023	$5,711.00 (+1.76%)	$433,198 (+2%) Land $185,656 Building $247,542
2022	$5,612.00	$424,705 Land $182,016 Building $242,689

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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