477 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 477 Mountain View Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 1966
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Oct 2023)
Tax Bill	$10,482 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`401-090-48-00`

Property Details

APN / Parcel Number

Primary APN	`401-090-48-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	477 MOUNTAIN VIEW RD
City	EL CAJON
State	CA
Zip	92021-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 35-15-1E SW 1/4 OF /EXC RS 1236/ DOC222256REC68 IN SW 1/4 OF
Legal Range	01E
Legal Township	15
Legal Section	35
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2021
Census Tract	15502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Oct 6, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE
Jan 4, 2017	Deed of Trust, Mortgage · ARM MIDWEST EQUITY MORTGAGE LLC
Jul 19, 2017	Deed of Trust, Mortgage · ARM MIDWEST EQUITY MORTGAGE LLC
Apr 2, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Oct 14, 1987 · Amount on Record
Deed Document Number	2023272151
Prior Transfer Date	Sep 21, 2023
Prior Transfer Doc	0000272150
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2023
Property Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Document Number	0000272151
Instrument Date	Sep 21, 2023
Instrument	2023-0272151
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849

Mortgage

Document Number	0000272152
Date	Oct 6, 2023
Instrument	2023-0272152

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2023
Property Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Document Number	0000272150
Instrument Date	Sep 19, 2023
Instrument	2023-0272150
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 WELLESLEY ST STE 200, 200, LA MESA, CA 91942-4401

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003233
Date	Jan 4, 2017
Instrument	2017-0003233

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324583
Date	Jul 19, 2017
Instrument	2017-0324583

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2021
Property Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Document Number	0000255855
Instrument Date	Jan 15, 2021
Instrument	2021-0255855
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849

Mortgage

Document Number	0000255856
Date	Apr 2, 2021
Instrument	2021-0255856

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,530 (+2%) Land $368,988 Building $494,542
2025	$10,482.00 (+196.35%)	$846,599 (+227.77%) Land $361,753 Building $484,846
2023	$3,537.00 (+1.9%) Homeowner's exemption	$258,291 Land $110,368 Building $147,923
2022	$3,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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