412 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 412 Mountain View Rd, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,195 sqft · built 1993
Lot Size0.99 acres (43,124 sqft)
Owner2 Company Names on File
Last Sale$1,200,000 (Jul 2022)
Tax Bill$15,107 (2025)
Deeds & MortgagesDec 2023 Transfer
Jul 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN401-120-89-00

Property Details

APN / Parcel Number

Primary APN401-120-89-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,195 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area43,124 sqft (0.99 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address412 MOUNTAIN VIEW RD
CityEL CAJON
StateCA
Zip92021-3848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM12596
Legal Tract12596
Legal Block4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4005
Census Tract15501

Owner

Source: San Diego County records · APN 401-120-89-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Intrafamily Transfer, Transfer
Jul 14, 2022Grant Deed, Transfer · Conventional Mortgage
UBS BANK USA
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
POINT LOMA CU
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
COMPASS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleApr 15, 2016 · Amount on Record
Deed Document Number2022290598
Last Transfer DateDec 08, 2023
Transfer Doc0000346147
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2023
Property Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Document Number0000346147
Instrument DateDec 08, 2023
Instrument2023-0346147
Transaction TypeTransfer
Record UpdatedDec 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2022
Property Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Document Number0000290598
Instrument DateJun 22, 2022
Instrument2022-0290598
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848

Mortgage

Document Number0000290599
DateJul 14, 2022
Instrument2022-0290599
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848

Mortgage

Document Number0000578714
DateAug 13, 2021
Instrument2021-0578714
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000534428
DateNov 16, 2017
Instrument2017-0534428
Lender
NamePOINT LOMA CU
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 15, 2027

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000246835
DateJun 18, 2018
Instrument2018-0246835
Lender
NameCOMPASS BANK
TypeBank
AddressTEMECULA, CA 92592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 29, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,273,449 (+2%) Land $742,845 Building $530,604
2025$15,107.00 (+8.65%) Homeowner's exemption$1,248,480 (+10.88%) Land $728,280 Building $520,200
2023$13,904.00 (+60.5%) Homeowner's exemption$1,126,000 Land $656,000 Building $470,000
2022$8,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskVery High
above 91% of the US · above 74% of California
Wildfire LikelihoodAbout 1 in 83 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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