414 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 414 Mountain View Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,956 sqft · built 1986
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Jul 2023)
Tax Bill	$9,228 (2025)
Deeds & Mortgages	Dec 2025 Sale Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-120-88-00`

Property Details

APN / Parcel Number

Primary APN	`401-120-88-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	42,253 sqft (0.97 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	414 MOUNTAIN VIEW RD
City	EL CAJON
State	CA
Zip	92021-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 (EX ST) TR PM12596
Legal Tract	12596
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4005
Census Tract	15501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Grant Deed, Transfer
Jul 25, 2023	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	2023197616
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	0000197615
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2025
Property Address	414 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Document Number	0000350374
Instrument Date	Dec 7, 2025
Instrument	2025-0350374
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2023
Property Address	414 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3848
Document Number	0000197616
Instrument Date	Jul 13, 2023
Instrument	2023-0197616
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 BROADWAY, EL CAJON, CA 92021-4631

Mortgage

Document Number	0000197617
Date	Jul 25, 2023
Instrument	2023-0197617

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,000 (+6.83%) Land $515,000 Building $275,000
2025	$9,228.00 (+169.19%)	$739,500 (+196.78%) Land $484,500 Building $255,000
2023	$3,428.00 (+1.9%) Homeowner's exemption	$249,173 Land $50,869 Building $198,304
2022	$3,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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