Rockwall County property record for 434 Keystone Bend, Rockwall, TX 75032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,944 sqft · built 2020 |
| Lot Size | 1.18 acres (51,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,285,000 (Jan 2020) |
| Tax Bill | $26,890 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R91709 |
| Primary APN | R91709 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 5,944 sqft Living Area |
| Gross Area | 7,893 sqft |
| 1st Floor Area | 5,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,806 sqft |
| Lot Dimensions | 251 ft deep x 206 ft wide |
| Garage Type | Attached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 434 KEYSTONE BND |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75032-0074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATH CROSSING PH 3B, BLOCK E, LOT 24 |
| Legal Subdivision | HEATH CROSSING PH 3B |
| Legal Tract | 24 |
| Legal Block | E |
| Legal Lot Number | 24 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | SOUTH ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40507 |
434 Keystone Bend is owned and occupied by two individuals who bought it in January 2020.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 KEYSTONE BND, ROCKWALL, TX 75032-0074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Jan 31, 2020 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Jun 18, 2018 | Warranty Deed, Transfer OTHER |
| Oct 2, 2017 | Grant Deed, Transfer HOMEBANK TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on File |
| Deed Sale | Jan 31, 2020 · Amount on File |
| Prior Sale | Jun 18, 2018 |
| Deed Document Number | 20201943 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000018415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 434 KEYSTONE BND, HEATH, TX 75032-0074 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011068 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 20210000011068 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jan 31, 2020 |
| Property Address | 434 KEYSTONE BND, ROCKWALL, TX 75032-0074 |
| Document Number | 0000001943 |
| Map Reference | CAB J SL 117 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 20200000001943 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1195 LAKE GLEN CIR, ROCKWALL, TX 75087-6003 |
| Document Number | 0000001944 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 20200000001944 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jun 18, 2018 |
| Property Address | 434 KEYSTONE BND, ROCKWALL, TX 75032-0074 |
| Document Number | 0000010648 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 10648 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1195 LAKE GLEN CIR ROCKWALL TX 750876003, ROCKWALL, TX 75087-6003 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Oct 2, 2017 |
| Property Address | 434 KEYSTONE BND, ROCKWALL, TX 75032-0074 |
| Document Number | 0000018415 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 18415 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 1622 ROCKWALL TX 750871622, ROCKWALL, TX 75087-1622 |
| Document Number | 18416 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 18416 |
| Name | HOMEBANK TEXAS |
|---|---|
| Type | Bank |
| Address | SEAGOVILLE, TX 75159 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 1, 2022 |
The 2025 property tax bill for 434 Keystone Bend was $26,890 with a homeowner's exemption, down 0.7% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Heath City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,787,379 (+0.35%) Land $454,313 Building $1,333,066 | $1,787,379 (+0.35%) Land $454,313 Building $1,333,066 | |
| 2025 | $26,890.00 (-0.66%) Homeowner's exemption | $1,781,214 Land $454,313 Building $1,326,901 | $1,781,214 Land $454,313 Building $1,326,901 |
| 2024 | $27,070.00 (+18.6%) | ||
| 2023 | $22,825.00 Homeowner's exemption | $1,598,840 Land $300,000 Building $1,298,840 | $1,598,840 Land $300,000 Building $1,298,840 |
| 2021 | $17,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Keystone Bend in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Keystone Bend is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEATH serves 10,464 people · EPA ID TX1990014 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCKWALL |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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