Rockwall County property record for 427 Keystone Bend, Rockwall, TX 75032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,008 sqft · built 2020 |
| Lot Size | 0.635 acres (27,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $685,300 (Jan 2021) |
| Tax Bill | $20,275 (2025) |
| Deeds & Mortgages | Sep 2022 Document Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R91722 |
| Primary APN | R91722 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,008 sqft Living Area |
| Gross Area | 5,624 sqft |
| 1st Floor Area | 4,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,656 sqft (0.635 acres) |
| Lot Dimensions | 228 ft deep x 121 ft wide |
| Garage Type | Attached |
| Garage Area | 956 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 427 KEYSTONE BND |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75032-0145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATH CROSSING PH 3B, BLOCK F, LOT 20 |
| Legal Subdivision | HEATH CROSSING PH 3B |
| Legal Tract | 20 |
| Legal Block | F |
| Legal Lot Number | 20 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | SOUTH ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40507 |
427 Keystone Bend is owned and occupied by an individual who acquired it in August 2022.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 KEYSTONE BND, ROCKWALL, TX 75032-0145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2022 | |
| Jan 27, 2021 | Vendor's Lien, Transfer · Conventional Mortgage SFMC LP |
| Aug 13, 2020 | Loan Modification, Mortgage MINEOLA CMNTY BK SSB |
| Jul 27, 2018 | Grant Deed, Construction Loan · Construction Mortgage MINEOLA CMNTY BK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on File |
| Deed Sale | Jan 27, 2021 · Amount on File |
| Deed Document Number | 20212142 |
| Last Transfer Date | Aug 4, 2022 |
| Transfer Doc | 0000020179 |
| Record Updated | Sep 20, 2026 |
| Jurisdiction | ROCKWALL TX |
|---|---|
| Recording Date | Sep 8, 2022 |
| Property Address | 427 KEYSTONE BND, HEATH, TX 75032-0145 |
| Document Number | 0000020179 |
| Map Reference | CAB J SL 117 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 20220000020179 |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2403 DONCASTER DR, 2403, FORNEY, TX 75126-2959 |
| Name | Verified Name |
|---|---|
| Address | 427 KEYSTONE BND, HEATH, TX 75032-0145 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jan 27, 2021 |
| Property Address | 427 KEYSTONE BND, HEATH, TX 75032-0145 |
| Document Number | 0000002142 |
| Map Reference | CAB J SL 117 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 20210000002142 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | TIMIOS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 NATIVE TRL, 1017, HEATH, TX 75032-5948 |
| Name | Verified Name |
|---|---|
| Address | 427 KEYSTONE BND, HEATH, TX 75032-0145 |
| Document Number | 0000002143 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 20210000002143 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 427 KEYSTONE BND, HEATH, TX 75032-0145 |
| Document Number | 0000019454 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 427 KEYSTONE BND HEATH TX 75032, HEATH, TX 75032 |
| Document Number | 0000019454 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 19454 |
| Name | MINEOLA CMNTY BK SSB |
|---|---|
| Type | Bank |
| Address | MINEOLA, TX 75773 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 23, 2025 |
| Rate | 5.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jul 27, 2018 |
| Property Address | 427 KEYSTONE BND, HEATH, TX 75032-0145 |
| Document Number | 0000013358 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 13358 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 6, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1017 NATIVE TRL HEATH TX 750325948, HEATH, TX 75032-5948 |
| Document Number | 13359 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 13359 |
| Name | MINEOLA CMNTY BK SSB |
|---|---|
| Type | Bank |
| Address | MINEOLA, TX 75773 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 26, 2019 |
The 2025 property tax bill for 427 Keystone Bend was $20,275 with a homeowner's exemption, up 0.4% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Heath City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,366,096 (-) Land $375,000 Building $991,096 | $1,366,096 (-) Land $375,000 Building $991,096 | |
| 2025 | $20,275.00 (+0.37%) Homeowner's exemption | $1,366,096 Land $375,000 Building $991,096 | $1,366,096 Land $375,000 Building $991,096 |
| 2024 | $20,201.00 (+18.69%) | ||
| 2023 | $17,020.00 Homeowner's exemption | $1,230,530 Land $300,000 Building $930,530 | $1,230,530 Land $300,000 Building $930,530 |
| 2021 | $12,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Keystone Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Keystone Bend is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEATH serves 10,464 people · EPA ID TX1990014 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCKWALL |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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