423 Keystone Bend, Rockwall, TX 75032 Property Records

Rockwall County property record for 423 Keystone Bend, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details113 bd · 3 ba · 4,216 sqft · built 2022
Lot Size0.596 acres (25,953 sqft)
Owner2 Individual Names on Record
Last Sale$1,431,080 (Sep 2023)
Tax Bill$25,690 (2025)
Deeds & MortgagesJul 2024 Line of Credit
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR91723

Property Details

APN / Parcel Number

Primary APNR91723
Alternative APNs
  • S3832-000F-0021-00-0R
  • 91723

Interior

Stories1 Story
Building Area4,216 sqft Living Area
Gross Area5,042 sqft
1st Floor Area4,216 sqft
FlooringTerrazzo
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area25,953 sqft (0.596 acres)
Lot Dimensions227 ft deep x 114 ft wide
Garage TypeAttached
Garage Area777 sqft
PorchSlab
Patio Area589 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address423 KEYSTONE BND
CityROCKWALL
StateTX
Zip75032-0145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATH CROSSING PH 3B, BLOCK F, LOT 21
Legal SubdivisionHEATH CROSSING PH 3B
Legal Tract21
Legal BlockF
Legal Lot Number21
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2007
Census Tract40507

Owner

Source: Rockwall County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address423 KEYSTONE BND, ROCKWALL, TX 75032-0145
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2024Warranty Deed, Transfer · Line of Credit
CREDIT UNION OF TEXAS
Sep 15, 2023Vendor's Lien, Transfer · Conventional Mortgage
FIRST HORIZON BANK
May 17, 2021Deed of Trust, Mortgage
NOT AVAILABLE
Aug 13, 2020Loan Modification, Mortgage
MINEOLA CMNTY BK SSB
Nov 18, 2019Trustee's Deed, Construction Loan · Construction Mortgage
MINEOLA CMNTY BK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Deed Document Number202315574
Last Transfer DateJul 9, 2024
Transfer Doc0000013113
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateJul 29, 2024
Property Address423 KEYSTONE BND, ROCKWALL, TX 75032-0145
Document Number0000013113
Map ReferenceCAB J SL 117
Instrument DateJul 9, 2024
Instrument20240000013113
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address423 KEYSTONE BND, HEATH, TX 75032-0145

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address423 KEYSTONE BND, HEATH, TX 75032-0145

Mortgage

Document Number0000013114
DateJul 29, 2024
Instrument20240000013114
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 5, 2044

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateSep 15, 2023
Property Address423 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000015574
Map ReferenceCAB J SL 117
Instrument DateSep 15, 2023
Instrument20230000015574
Transaction TypeTransfer
Record UpdatedOct 6, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1017 NATIVE TRL, HEATH, TX 75032-5948

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 KEYSTONE BND, HEATH, TX 75032-0145

Mortgage

Document Number0000015575
DateSep 15, 2023
Instrument20230000015575
Lender
NameFIRST HORIZON BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.1%
Max Rate12.1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address423 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000013006
Instrument DateMay 17, 2021
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address423 KEYSTONE BND HEATH TX 75032, HEATH, TX 75032

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Property Address423 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000019454
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address423 KEYSTONE BND HEATH TX 75032, HEATH, TX 75032

Mortgage

Document Number0000019454
DateAug 24, 2020
Instrument19454
Lender
NameMINEOLA CMNTY BK SSB
TypeBank
AddressMINEOLA, TX 75773
Agreement
AmountAmount Recorded
Term60 Months
DueAug 23, 2025
Interest
Rate5.75%

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionROCKWALL TX
Recording DateNov 18, 2019
Property Address423 KEYSTONE BND, HEATH, TX 75032-0145
Instrument DateNov 15, 2019
Instrument20653
Transaction TypeConstruction Loan
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1017 NATIVE TRL HEATH TX 750325948, HEATH, TX 75032-5948

Mortgage

Document Number0000020653
DateNov 18, 2019
Instrument20653
Lender
NameMINEOLA CMNTY BK SSB
TypeBank
AddressMINEOLA, TX 75773
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 17, 2020

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,719,156 (+0.78%) Land $375,000 Building $1,344,156$1,719,156 (+0.78%) Land $375,000 Building $1,344,156
2025$25,690.00 (-5.25%) Homeowner's exemption$1,705,907 (+42.05%) Land $375,000 Building $1,330,907$1,705,907 (+42.05%) Land $375,000 Building $1,330,907
2024$27,113.00 (+43.55%)
2023$18,887.00 (+497.31%)$1,200,955 Land $300,000 Building $900,955$1,200,955 Land $300,000 Building $900,955
2021$3,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HEATH
serves 10,464 people · EPA ID TX1990014
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionMay 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Nextlink
Fixed Wireless
500 / 100
Wi-Five Broadband
Fixed Wireless
100 / 100

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