431 Keystone Bend, Rockwall, TX 75032 Property Records

Rockwall County property record for 431 Keystone Bend, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,341 sqft · built 2019
Lot Size0.644 acres (28,031 sqft)
Owner2 Individual Names on Record
Tax Bill$14,876 (2025)
Deeds & MortgagesMay 2019 Construction Loan
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR91721

Property Details

APN / Parcel Number

Primary APNR91721
Alternative APNs
  • S3832-000F-0019-00-0R
  • 91721

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories1 Story
Building Area5,341 sqft Living Area
Gross Area6,644 sqft
1st Floor Area5,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,031 sqft (0.644 acres)
Lot Dimensions104 ft deep x 270 ft wide
Garage TypeAttached
Garage Area1,220 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area83 sqft
Patio Area640 sqft
Storage Building108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address431 KEYSTONE BND
CityROCKWALL
StateTX
Zip75032-0145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATH CROSSING PH 3B, BLOCK F, LOT 19
Legal SubdivisionHEATH CROSSING PH 3B
Legal Tract19
Legal BlockF
Legal Lot Number19
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2007
Census Tract40507

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 KEYSTONE BND, ROCKWALL, TX 75032-0145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2019Deed of Trust, Mortgage · Construction Mortgage
INWOOD NATIONAL BANK
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
INWOOD NATIONAL BANK
Nov 3, 2020Loan Modification, Mortgage
INWOOD NAT'L BK
May 10, 2020Loan Modification, Mortgage
INWOOD NAT'L BK
May 23, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2018
Deed SaleMay 23, 2018
Deed Document Number20188921
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address431 KEYSTONE BND, HEATH, TX 75032-0145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007509
DateMay 14, 2019
Instrument20190000007509
Lender
NameINWOOD NATIONAL BANK
TypeBank
AddressDALLAS, TX 75209
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address431 KEYSTONE BND, HEATH, TX 75032-0145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001066
DateJan 13, 2021
Instrument20210000001066
Lender
NameINWOOD NATIONAL BANK
TypeBank
AddressDALLAS, TX 75209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Property Address431 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000028482
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 KEYSTONE BND HEATH TX 75032, HEATH, TX 75032

Mortgage

Document Number0000028482
DateNov 23, 2020
Instrument28482
Lender
NameINWOOD NAT'L BK
TypeBank
AddressDALLAS, TX 75209
Agreement
Term12 Months
DueNov 22, 2021

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Property Address431 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000010445
Instrument DateMay 10, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 VISTA ENCANTADA RANCHO MIRAGE CA 922705207, RANCHO MIRAGE, CA 92270-5207

Mortgage

Document Number0000010445
DateMay 21, 2020
Instrument10445
Lender
NameINWOOD NAT'L BK
TypeBank
AddressDALLAS, TX 75209
Agreement
Term12 Months
DueMay 20, 2021

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKWALL TX
Recording DateMay 23, 2018
Property Address431 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000008921
Instrument DateMay 23, 2018
Instrument8921
Transaction TypeTransfer
Record UpdatedJun 13, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 VISTA ENCANTADA RANCHO MIRAGE CA 922705207, RANCHO MIRAGE, CA 92270-5207

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,686,268 (+1%)$1,833,483 (+0.83%) Land $375,000 Building $1,458,483
2025$14,876.00 (-6.06%) Homeowner's exemption Senior Citizen's exemption$1,532,971 (-6.01%)$1,818,447 (+11.49%) Land $375,000 Building $1,443,447
2024$15,836.00 (-14.37%)
2023$18,494.00 (-4.4%) Homeowner's exemption Senior Citizen's exemption$1,631,068 Land $300,000 Building $1,331,068$1,631,068 Land $300,000 Building $1,331,068
2021$19,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HEATH
serves 10,464 people · EPA ID TX1990014
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionMay 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

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