438 Keystone Bend, Rockwall, TX 75032 Property Records

Rockwall County property record for 438 Keystone Bend, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,405 sqft · built 2020
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on Record
Last Sale$670,000 (Jan 2020)
Tax Bill$18,833 (2025)
Deeds & MortgagesNov 2020 Loan Modification
Jan 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNR91708

Property Details

APN / Parcel Number

Primary APNR91708
Alternative APNs
  • S3832-000E-0023-00-0R
  • 91708

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,405 sqft Living Area
Gross Area5,688 sqft
1st Floor Area4,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)
Lot Dimensions217 ft deep x 167 ft wide
Garage TypeAttached
Garage Area1,085 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Patio Area588 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address438 KEYSTONE BND
CityROCKWALL
StateTX
Zip75032-0074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATH CROSSING PH 3B, BLOCK E, LOT 23
Legal SubdivisionHEATH CROSSING PH 3B
Legal Tract23
Legal BlockE
Legal Lot Number23
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2007
Census Tract40507

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address438 KEYSTONE BND, ROCKWALL, TX 75032-0074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Loan Modification, Mortgage
RANDOLPH BROOKS FCU
Jan 16, 2020Vendor's Lien, Transfer · Construction Mortgage
RANDOLPH BROOKS FCU
Mar 27, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2020 · Amount on Record
Deed SaleJan 16, 2020 · Amount on Record
Deed Document Number2020971
Prior Transfer DateJan 15, 2020
Prior Transfer Doc0000000971
Record UpdatedSep 20, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKWALL TX
Property Address438 KEYSTONE BND, HEATH, TX 75032-0074
Document Number0000003460
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address438 KEYSTONE BND HEATH TX 75032, HEATH, TX 75032

Mortgage

Document Number0000003460
DateFeb 9, 2021
Instrument3460
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 8, 2036
Interest
Rate2.62%

January 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateJan 16, 2020
Property Address438 KEYSTONE BND, HEATH, TX 75032-0074
Document Number0000000971
Map ReferenceCAB J SL 117
Instrument DateJan 15, 2020
Instrument20200000000971
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address728 WILFORD WAY, 728, HEATH, TX 75032-6447

Transferred To (Grantee/Buyer)

NameVerified Name
Address11302 CHIMNEY ROCK TRL, FRISCO, TX 75033-8323

Mortgage

Document Number0000000972
DateJan 16, 2020
Instrument20200000000972
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term193 Months
DueFeb 1, 2036

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKWALL TX
Recording DateMar 27, 2018
Property Address438 KEYSTONE BND, HEATH, TX 75032-0074
Document Number0000005131
Instrument DateMar 23, 2018
Instrument5131
Transaction TypeTransfer
Record UpdatedApr 6, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address728 WILFORD WAY HEATH TX 750326447, HEATH, TX 75032-6447

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,403,125 (+1%)$1,496,188 (+1.52%) Land $375,000 Building $1,121,188
2025$18,833.00 (+1.95%) Homeowner's exemption$1,275,568 (-5.46%)$1,473,717 (+9.22%) Land $375,000 Building $1,098,717
2024$18,472.00 (+18.72%)
2023$15,559.00 (-5.48%) Homeowner's exemption$1,349,289 Land $300,000 Building $1,049,289$1,349,289 Land $300,000 Building $1,049,289
2021$16,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HEATH
serves 10,464 people · EPA ID TX1990014
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionMay 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

Nearby Properties on Keystone Bend

Nearby Streets

Search Property Records by Address or Parcel Number