Nelson County property record for 433 Thomas Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1999 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,962 (Oct 2023) |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75000-00-049.01 |
| Primary APN | 75000-00-049.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Basement |
| Garage Area | 1,500 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Account Number | 94619 |
|---|---|
| Street Address | 433 THOMAS LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MINOR PLAT TR 2 PC15-119 |
| Legal Subdivision | MINOR PLAT |
| Legal Tract | 2 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 930500 |
Source: Nelson County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY BANK & TRUST CO |
| Apr 17, 2025 | Deed of Trust, Mortgage · Line of Credit CHEMCO FCU |
| Oct 26, 2023 | Deed, Transfer |
| Jan 7, 2013 | Deed, Transfer |
| Mar 15, 2007 | Special Warranty Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Mar 15, 2007 | Quit Claim Deed, Foreclosure US TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Jan 7, 2013 · Amount on Record |
| Deed Document Number | 202311102 |
| Deed Book / Page | 596 / 395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 0M1535/223 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | M1535/223 |
| Instrument | 2026000889 |
| Name | TOWN & COUNTRY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1497/695 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | M1497/695 |
| Instrument | 2025002298 |
| Name | CHEMCO FCU |
|---|---|
| Type | Credit Union |
| Address | BARDSTOWN, KY 40004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Oct 26, 2023 |
| Property Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 00D596/395 |
| Book / Page | D596 / 395 |
| Map Reference | CAB 15 SL 119 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023011102 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $69.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3529 CEDAR GROVE RD, SHEPHERDSVILLE, KY 40165-9506 |
| Name | Verified Name |
|---|---|
| Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jan 7, 2013 |
| Property Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 00D489/061 |
| Book / Page | D489 / 061 |
| Map Reference | CAB15 SL119 |
| Instrument Date | Jan 4, 2013 |
| Instrument | 2013000290 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 THOMAS LN, BLOOMFIELD, KY 40008-7412 |
| Name | Verified Name |
|---|---|
| Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Mar 15, 2007 |
| Property Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 0DD439/767 |
| Book / Page | DD439 / 767 |
| Map Reference | DD358 PG204 |
| Instrument Date | Mar 13, 2007 |
| Instrument | 222227 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 931 CORPORATE CENTER DR, POMONA, CA 91768-2642 |
| Name | Verified Name |
|---|---|
| Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 0MM776/519 |
|---|---|
| Date | Mar 15, 2007 |
| Book Page | MM776/519 |
| Instrument | 222228 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Mar 15, 2007 |
| Property Address | 433 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 0DD439/764 |
| Book / Page | DD439 / 764 |
| Map Reference | DD358 PG204 |
| Instrument Date | Feb 15, 2007 |
| Instrument | 222226 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 931 CORPORATE CENTER DR, POMONA, CA 91768-2642 |
| Name | Verified Name |
|---|---|
| Address | 931 CORPORATE CENTER DR, POMONA, CA 91768-2642 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $768.00 (-70.3%) | $68,970 (-69.33%) Building $68,970 | $68,970 (-69.33%) Building $68,970 |
| 2023 | $2,586.00 | $224,900 | $224,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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