Nelson County property record for 474 Thomas Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2000 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2021) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2018 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75000-00-051.15 |
| Primary APN | 75000-00-051.15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Type | Basement |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 90190 |
|---|---|
| Street Address | 474 THOMAS LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEATRICE PARROTT FRM DIV TR 14A PC4-136 |
| Legal Subdivision | BEATRICE PARROTT FRM DIV |
| Legal Tract | 14A |
| Legal Lot Number | 14A |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930500 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| May 9, 2018 | Deed of Trust, Mortgage · Construction Mortgage WILSON & MUIR BANK & TRUST CO |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU |
| Aug 10, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED FINANCIAL GROUP LLC |
| Feb 1, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | May 29, 2018 · Amount on Record |
| Deed Document Number | 20216610 |
| Deed Book / Page | 570 / 86 |
| Prior Transfer Date | Jul 30, 2019 |
| Prior Transfer Doc | 00D551/732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | May 18, 2021 |
| Property Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | D570/86 |
| Book / Page | D570 / 86 |
| Map Reference | CAB 4 SL 136 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021006610 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 LOUISE CT, 40, FISHERVILLE, KY 40023-7518 |
| Name | Verified Name |
|---|---|
| Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | 2021006611 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021006611 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1168/420 |
|---|---|
| Date | May 9, 2018 |
| Book Page | M1168/420 |
| Instrument | 2018005460 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 4, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1222/496 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | M1222/496 |
| Instrument | 2019011391 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 6, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Aug 10, 2019 |
| Property Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | D551/732 |
| Book / Page | D551 / 732 |
| Map Reference | CAB 4 SL 136 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019009832 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | LOUISVILLE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Investor | Possibly a Property Investor |
| Document Number | 2019009833 |
|---|---|
| Date | Aug 10, 2019 |
| Instrument | 2019009833 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | May 29, 2018 |
| Property Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | D538/522 |
| Book / Page | D538 / 522 |
| Map Reference | CAB4 SLOT136 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018006305 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 84, BLOOMFIELD, KY 40008-0084 |
| Name | Verified Name |
|---|---|
| Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Investor | Possibly a Property Investor |
| Document Number | 2018006306 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018006306 |
| Name | UNITED FINANCIAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Feb 1, 2018 |
| Property Address | 474 THOMAS LN, BLOOMFIELD, KY 40008-7411 |
| Document Number | D535/114 |
| Book / Page | D535 / 114 |
| Map Reference | CAB19 SL39 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2018001221 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6388 BLOOMFIELD RD, 6388, BARDSTOWN, KY 40004-9155 |
| Name | Verified Name |
|---|---|
| Address | 474 THOMAS LN, BARDSTOWN, KY 00000 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (-5.82%) | $250,000 (-) Building $250,000 | $250,000 (-) Building $250,000 |
| 2023 | $2,871.00 | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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