248 Thomas Ln, Bloomfield, KY 40008 Property Records

Nelson County property record for 248 Thomas Ln, Bloomfield, KY 40008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,708 sqft · built 2015
Lot Size	5.71 acres (248,728 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jun 2023)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Mortgage + 24 more
Flood Zone	Zone X (minimal risk)
APN	`75000-00-051.14`

Property Details

APN / Parcel Number

Primary APN	`75000-00-051.14`
Alternative APN	`78034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,708 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	248,728 sqft (5.71 acres)
Garage Area	3,142 sqft
Driveway	Asphalt Driveway
Pool Type	In-Ground Pool
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	78034
Street Address	248 THOMAS LN
City	BLOOMFIELD
State	KY
Zip	40008-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARROTT FARM DIV TR 14 PC16-195
Legal Subdivision	PARROTT FARM DIV
Legal Tract	14
Legal Lot Number	14
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2013
Census Tract	930500

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan WEST POINT BANK
Nov 12, 2025	Deed of Trust, Mortgage · ARM WEST POINT BANK
Nov 12, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Nov 12, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Nov 10, 2025	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage WEST POINT BANK
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Aug 6, 2019	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Aug 6, 2019	Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Dec 21, 2022
Deed Document Number	20236574
Deed Book / Page	593 / 130
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M1534/76
Date	Feb 4, 2026
Book Page	M1534/76
Instrument	2026000703

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	6 Months
Due	Aug 4, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/693
Date	Nov 12, 2025
Book Page	M1524/693
Instrument	2025007474

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	ARM
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CATHEDRAL MNR, BARDSTOWN, KY 40004-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/568
Date	Nov 12, 2025
Book Page	M1524/568
Instrument	2025007447

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/708
Date	Nov 12, 2025
Book Page	M1524/708
Instrument	2025007475

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CATHEDRAL MNR, BARDSTOWN, KY 40004-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/475
Date	Nov 10, 2025
Book Page	M1524/475
Instrument	2025007427

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CATHEDRAL MNR, BARDSTOWN, KY 40004-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/490
Date	Nov 10, 2025
Book Page	M1524/490
Instrument	2025007429

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CATHEDRAL MNR, BARDSTOWN, KY 40004-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/520
Date	Nov 10, 2025
Book Page	M1524/520
Instrument	2025007438

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CATHEDRAL MNR, BARDSTOWN, KY 40004-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/460
Date	Nov 10, 2025
Book Page	M1524/460
Instrument	2025007426

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CATHEDRAL MNR, BARDSTOWN, KY 40004-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1524/505
Date	Nov 10, 2025
Book Page	M1524/505
Instrument	2025007437

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1363/658
Date	Jan 26, 2022
Book Page	M1363/658
Instrument	2022000996

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2023

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1410/738
Date	Jan 27, 2023
Book Page	M1410/738
Instrument	2023000923

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Dec 30, 2025

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1363/644
Date	Jan 26, 2022
Book Page	M1363/644
Instrument	2022000995

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2023

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1190/764
Date	Nov 30, 2018
Book Page	M1190/764
Instrument	2018014602

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 29, 2019

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1194/547
Date	Jan 10, 2019
Book Page	M1194/547
Instrument	2019000491

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Dec 14, 2019

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1364/114
Date	Jan 27, 2022
Book Page	M1364/114
Instrument	2022001055

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2023

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1349/367
Date	Oct 29, 2021
Book Page	M1349/367
Instrument	2021014644

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 28, 2022

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1312/773
Date	Apr 12, 2021
Book Page	M1312/773
Instrument	2021004681

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M1313/15
Date	Apr 12, 2021
Book Page	M1313/15
Instrument	2021004685

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2022

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1312/805
Date	Apr 12, 2021
Book Page	M1312/805
Instrument	2021004683

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2022

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000M1313/1
Date	Apr 12, 2021
Book Page	M1313/1
Instrument	2021004684

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2022

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1217/096
Date	Aug 6, 2019
Book Page	M1217/096
Instrument	2019009563

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2020

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1217/108
Date	Aug 6, 2019
Book Page	M1217/108
Instrument	2019009564

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2020

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1194/535
Date	Jan 10, 2019
Book Page	M1194/535
Instrument	2019000490

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Dec 14, 2019

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1194/523
Date	Jan 10, 2019
Book Page	M1194/523
Instrument	2019000489

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Dec 14, 2019

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1287/474
Date	Dec 2, 2020
Book Page	M1287/474
Instrument	2020014014

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 25, 2021

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	248 THOMAS LN, BLOOMFIELD, KY 40008-7431
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1363/672
Date	Jan 26, 2022
Book Page	M1363/672
Instrument	2022000997

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2023

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,419.00 (-5.97%)	$317,410 (-) Building $317,410	$317,410 (-) Building $317,410
2023	$3,636.00	$317,410	$317,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031
Water Source	Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	Coliform assessment Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20