Nelson County property record for 324 Thomas Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2017) |
| Tax Bill | $3,712 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75000-00-051.11 |
| Primary APN | 75000-00-051.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| 1st Floor Area | 1,425 sqft |
| Basement Area | 1,425 sqft |
| Unfinished Basement | 1,425 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 81508 |
|---|---|
| Street Address | 324 THOMAS LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARROTT DIV TR 11 PC1-737 |
| Legal Subdivision | PARROTT DIV |
| Legal Tract | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930500 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK |
| Jul 12, 2022 | Intrafamily Transfer, Transfer |
| Sep 11, 2020 | Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK |
| Dec 8, 2017 | Intrafamily Transfer, Transfer |
| Aug 1, 2017 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Mar 21, 2017 | Deed, Transfer · FHA Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | Mar 21, 2017 · Amount on Record |
| Deed Document Number | 20179248 |
| Deed Book / Page | 530 / 231 |
| Last Transfer Date | Dec 7, 2017 |
| Transfer Doc | 00D533/625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, BARDSTOWN, KY 40004 |
| Document Number | 00M1394/39 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | M1394/39 |
| Instrument | 2022009871 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 29, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 12, 2022 |
| Property Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Number | 00D583/471 |
| Book / Page | D583 / 471 |
| Map Reference | CAB 1 SL 737 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022008434 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11600 LARKIN FORE WAY UNIT 102, 11600, LOUISVILLE, KY 40291-3894 |
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1270/267 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | M1270/267 |
| Instrument | 2020009783 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 19, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Dec 8, 2017 |
| Property Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Number | D533/625 |
| Book / Page | D533 / 625 |
| Map Reference | CAB18 SL86 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 2017014823 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 HAYDEN DR, 154, BARDSTOWN, KY 40004-9765 |
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Aug 1, 2017 |
| Property Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Number | D530/231 |
| Book / Page | D530 / 231 |
| Map Reference | CAB1 SL737 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017009248 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, 324, BLOOMFIELD, KY 40008-7410 |
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Number | 2017009249 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017009249 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Mar 21, 2017 |
| Property Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Number | D526/292 |
| Book / Page | D526 / 292 |
| Map Reference | CAB1 SL737 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017003221 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, 324, BLOOMFIELD, KY 40008-7410 |
| Name | Verified Name |
|---|---|
| Address | 324 THOMAS LN, BLOOMFIELD, KY 40008-7410 |
| Document Number | 2017003222 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017003222 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,712.00 (-5.98%) | $345,000 (-) Building $345,000 | $345,000 (-) Building $345,000 |
| 2023 | $3,948.00 | $345,000 | $345,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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