Nelson County property record for 505 Thomas Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 2016 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,735 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Aug 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75000-00-045.01 |
| Primary APN | 75000-00-045.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 848 sqft |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 88775 |
|---|---|
| Street Address | 505 THOMAS LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHCRAFT BOUNDARY DIV TR 1 PC17-95 |
| Legal Subdivision | ASHCRAFT BOUNDARY DIV |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 930500 |
505 Thomas Ln is owned and occupied by an individual who acquired it in May 2017.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 THOMAS LN, BLOOMFIELD, KY 40008-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed, Transfer · VA Mortgage COMMONWEALTH BANK & TRUST CO |
| Aug 1, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 22, 2017 |
| Transfer Doc | 00D530/234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Oct 30, 2020 |
| Property Address | 505 THOMAS LN, BLOOMFIELD, KY 40008-7412 |
| Document Number | 00D564/130 |
| Book / Page | D564 / 130 |
| Map Reference | CAB 17 SL 95 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020012711 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 THOMAS LANE, MOUNT WASHINGTON, KY 40047 |
| Name | Verified Name |
|---|---|
| Address | 505 THOMAS LN, BLOOMFIELD, KY 40008-7412 |
| Document Number | 2020012712 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020012712 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Aug 1, 2017 |
| Property Address | 505 THOMAS LN, BLOOMFIELD, KY 40008-7412 |
| Document Number | 00D530/234 |
| Book / Page | D530 / 234 |
| Map Reference | CAB17 SL95 |
| Instrument Date | May 22, 2017 |
| Instrument | 2017009259 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 THOMAS LN, BLOOMFIELD, KY 40008-7412 |
| Document Number | 2017009260 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017009260 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.51% |
| Type Change Date | Jun 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 505 Thomas Ln was $2,735.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,735.00 | $253,000 Building $253,000 | $253,000 Building $253,000 |
| 2023 | $2,905.00 | $253,000 | $253,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Thomas Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 505 Thomas Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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