433 Penn St, Ramona, CA 92065 Property Records

San Diego County property record for 433 Penn St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,025 sqft · built 2004
Lot Size	9.18 acres (400,316 sqft)
Owner	Company Name on Record
Last Sale	$559,000 (Dec 2010)
Tax Bill	$8,317 (2025)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`280-124-05-00`

Property Details

APN / Parcel Number

Primary APN	`280-124-05-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Lot Area	400,316 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Solar
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	433 PENN ST
City	RAMONA
State	CA
Zip	92065-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 69 TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1011
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	433 PENN ST, RAMONA, CA 92065-1570
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2010 · Amount on Record
Deed Sale	Dec 16, 2010 · Amount on Record
Prior Sale	Oct 2, 2009 · Amount on Record
Deed Document Number	2010695520
Last Transfer Date	Apr 20, 2020
Transfer Doc	0000239328
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2020
Property Address	433 PENN ST, RAMONA, CA 92065-1570
Document Number	0000239328
Instrument Date	Apr 20, 2020
Instrument	239328
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	433 PENN ST RAMONA CA 920651570, RAMONA, CA 92065-1570

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$770,998 (+2%) Land $248,284 Building $522,714
2025	$8,317.00 (+6.68%) Homeowner's exemption	$755,881 (+4.04%) Land $243,416 Building $512,465
2023	$7,796.00 (-0.94%) Homeowner's exemption	$726,531 Land $233,965 Building $492,566
2022	$7,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	75 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Penn St

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