San Diego County property record for 420 Penn St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,036 sqft · built 1988 |
| Lot Size | 4.56 acres (199,069 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Dec 2014) |
| Tax Bill | $5,835 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-121-16-00 |
| Primary APN | 280-121-16-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,036 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 199,069 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 420 PENN ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM09056 |
| Legal Subdivision | VALLE DE LOS AMIGOS |
| Legal Tract | 9056 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20812 |
420 Penn St is owned and occupied by an individual who bought it in December 2014.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 PENN ST, RAMONA, CA 92065-1569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2014 · Amount on File |
| Deed Sale | Dec 19, 2014 · Amount on File |
| Prior Sale | Jan 26, 1984 · Amount on File |
| Deed Document Number | 2014561525 |
| Prior Transfer Date | Dec 17, 2009 |
| Prior Transfer Doc | 0000035573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 420 PENN ST, RAMONA, CA 92065-1569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000295520 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017-0295520 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 420 PENN ST, RAMONA, CA 92065-1569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 420 PENN ST, RAMONA, CA 92065-1569 |
| Document Number | 0000717385 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-0717385 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 420 Penn St was $5,835 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $537,442 (+2%) Land $278,908 Building $258,534 | |
| 2025 | $5,835.00 Homeowner's exemption | $526,905 Land $273,440 Building $253,465 |
| 2023 | $5,376.00 (-2.64%) Homeowner's exemption | $506,447 Land $262,823 Building $243,624 |
| 2022 | $5,522.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 420 Penn St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Penn St is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL | 75 / 20 |
May also be available: T-Mobile, Verizon.
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