285 Penn St, #87, Ramona, CA 92065 Property Records

San Diego County property record for 285 Penn St, #87, Ramona, CA 92065

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 5.5 ba · 3,923 sqft · built 2002
Lot Size	8.33 acres (363,290 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,862 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jan 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`280-124-52-00`

Property Details

APN / Parcel Number

Primary APN	`280-124-52-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	3,923 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Family
Lot Area	363,290 sqft

Location & Zoning

Street Address	285 PENN ST, 87
City	RAMONA
State	CA
Zip	92065-1568
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	PAR 1 (EX ST) TR PM18592
Legal Subdivision	P18592
Legal Tract	1018592
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1011
Census Tract	20812

Owner

285 Penn St, #87 is owned by two individuals who acquired it in August 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11339 PEGEEN PL, EL CAJON, CA 92021-1158
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Intrafamily Transfer, Transfer
Jan 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 11, 2022
Transfer Doc	0000334948
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2022
Property Address	285 PENN ST # 87, 87, RAMONA, CA 92065-1568
Document Number	0000334948
Instrument Date	Aug 11, 2022
Instrument	2022-0334948
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11339 PEGEEN PL, EL CAJON, CA 92021-1158

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2019
Property Address	285 PENN ST # 87, 87, RAMONA, CA 92065-1568
Document Number	0000012764
Instrument Date	Jan 10, 2019
Instrument	12764
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11339 PEGEEN PL EL CAJON CA 920211158, EL CAJON, CA 92021-1158

Tax Assessment & Valuation

The 2025 property tax bill for 285 Penn St, #87 was $7,862.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,099 (+2%) Land $97,911 Building $605,188
2025	$7,862.00	$689,314 Land $95,992 Building $593,322
2023	$7,181.00 (-3.66%)	$662,549 Land $92,265 Building $570,284
2022	$7,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 285 Penn St, #87 in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Penn St, #87 is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	50 / 10

May also be available: Verizon.

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