San Diego County property record for 320 Penn St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 2013 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,394 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-110-45-00 |
| Primary APN | 280-110-45-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 936 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 81,022 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 320 PENN ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 97 TR 000656 |
| Legal Subdivision | VALLE DE LOS AMIGOS |
| Legal Tract | 000656 |
| Legal Block | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20812 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1188, RAMONA, CA 92065-0860 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 20, 2024 | Intrafamily Transfer, Transfer |
| Jan 18, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2024 |
| Transfer Doc | 0000069324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 20, 2024 |
| Property Address | 320 PENN ST, RAMONA, CA 92065-1500 |
| Document Number | 0000069324 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024-0069324 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1188, RAMONA, CA 92065-0860 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 18, 2024 |
| Property Address | 320 PENN ST, RAMONA, CA 92065-1500 |
| Document Number | 0000015114 |
| Map Reference | MAP 656 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024-0015114 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1188, RAMONA, CA 92065-0860 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,554 (+2%) Land $348,534 Building $52,020 | |
| 2025 | $4,394.00 (+1,290.51%) | $392,700 (+1,121.77%) Land $341,700 Building $51,000 |
| 2023 | $316.00 (-36.55%) Homeowner's exemption | $32,142 Land $15,516 Building $16,626 |
| 2022 | $498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL | 75 / 20 |
May also be available: T-Mobile, Verizon.
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