218 Penn St, Ramona, CA 92065 Property Records

San Diego County property record for 218 Penn St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,108 sqft · built 1973
Lot Size	1.91 acres (83,199 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Nov 2023)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`280-110-59-00`

Property Details

APN / Parcel Number

Primary APN	`280-110-59-00`
Alternative APN	`280-110-70-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,108 sqft Living Area

Exterior

Year Built	Built 1973
Lot Area	83,199 sqft (1.91 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	218 PENN ST
City	RAMONA
State	CA
Zip	92065-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 656 LOT 164*PAR A OF DOC21-785918 IN LOT 156 & 159 & 163 & IN
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	656
Legal Lot Number	156,159
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1002
Census Tract	20812

Owner

218 Penn St is owned and occupied by an individual who bought it in November 2023.

Source: San Diego County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	218 PENN ST, RAMONA, CA 92065-1567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Grant Deed, Transfer · Conventional Mortgage ANCHOR FUNDING INC
Jan 18, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2022	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Jan 12, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Jan 18, 2023
Deed Document Number	2023-0311902
Record Updated	Jun 8, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2023
Property Address	218 PENN ST, RAMONA, CA 92065-1567
Document Number	0000311902
Map Reference	MAP 656
Instrument Date	Sep 26, 2023
Instrument	2023-0311902
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	218 PENN ST, RAMONA, CA 92065-1567

Mortgage

Document Number	0000311903
Date	Nov 9, 2023
Instrument	2023-0311903

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2023
Property Address	218 PENN ST, RAMONA, CA 92065-1567
Document Number	0000013793
Map Reference	MAP 656
Instrument Date	Dec 19, 2022
Instrument	2023-0013793
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 PENN ST, RAMONA, CA 92065-1567

Mortgage

Document Number	0000013794
Date	Jan 18, 2023
Instrument	2023-0013794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2022
Property Address	218 PENN ST, RAMONA, CA 92065-1567
Document Number	0000017873
Map Reference	MAP 656
Instrument Date	Aug 5, 2021
Instrument	2022-0017873
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1944 VIA RANCHO DOS NINAS, RAMONA, CA 92065-3705

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2022
Property Address	218 PENN ST, RAMONA, CA 92065-1567
Document Number	0000017874
Map Reference	MAP 656
Instrument Date	Aug 5, 2021
Instrument	2022-0017874
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 PENN ST, RAMONA, CA 92065-1567

Mortgage

Document Number	0000017875
Date	Jan 12, 2022
Instrument	2022-0017875

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2020
Property Address	218 PENN ST, RAMONA, CA 92065-1567
Document Number	0000332695
Instrument Date	May 22, 2020
Instrument	332695
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1944 VIA RANCHO DOS NINAS RAMONA CA 920653705, RAMONA, CA 92065-3705

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2020
Property Address	218 PENN ST, RAMONA, CA 92065-1567
Document Number	0000332694
Instrument Date	May 22, 2020
Instrument	332694
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1944 VIA RANCHO DOS NINAS RAMONA CA 920653705, RAMONA, CA 92065-3705

Tax Assessment & Valuation

The 2025 property tax bill for 218 Penn St was $7,290 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,290.00 Homeowner's exemption	$673,572 Land $374,506 Building $299,066
2023	$8,118.00	$765,000 Land $510,000 Building $255,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 218 Penn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Penn St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	50 / 10

May also be available: Verizon.

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