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  5. E Waycliff Rd

433 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 433 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,212 sqft · built 2022
Lot Size0.356 acres (15,507 sqft)
Owner2 Individual Names on File
Last Sale$273,000 (Oct 2022)
Tax Bill$2,211 (2026)
Deeds & MortgagesMar 2024 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0412E01036

Property Details

APN / Parcel Number

Primary APN0412E01036
Alternative APNs
  • 041202001
  • 1029012
  • 1035299

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,212 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area15,507 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1035299
Street Address433 E WAYCLIFF RD
CityHENDERSON
StateNC
Zip27537-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description433 E WAYCLIFF RD LOT 184 .356
Legal TractC
Legal Block01
Legal Lot Number184
JurisdictionVANCE NC
Township / Civil DivisionDABNEY
Census Block Group3
Census Block3021
Census Tract960300

Owner

Source: Vance County records · APN 0412E01036

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address433 E WAYCLIFF RD, HENDERSON, NC 27537-3332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 24, 2022Special Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Deed Document Number20224442
Deed Book / Page1423 / 1272
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVANCE NC
Property Address433 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E WAYCLIFF RD, HENDERSON, NC 27537-3332

Mortgage

Document Number0001444/73
DateMar 22, 2024
Book Page1444/73
Instrument862
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMar 01, 2064

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionVANCE NC
Recording DateOct 24, 2022
Property Address433 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Document Number01423/1272
Book / Page1423 / 1272
Map ReferenceMB Z PG 455
Instrument DateOct 18, 2022
Instrument4442
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E WAYCLIFF RD, HENDERSON, NC 27537-3332

Mortgage

Document Number0000004443
DateOct 24, 2022
Instrument4443
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Vance County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,211.00 (-6.19%)$275,495 (-) Land $14,240 Building $261,255$275,495 (-) Land $14,240 Building $261,255
2025$2,357.00 (-0.46%)$275,495 (+19.94%) Land $14,240 Building $261,255$275,495 (+19.94%) Land $14,240 Building $261,255
2023$2,368.00$229,686 Land $18,000 Building $211,686$229,686 Land $18,000 Building $211,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vance County (37181C), as of September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371819603003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2005–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 128 locations within half a mile of this property.

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