394 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 394 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,212 sqft · built 2022
Lot Size	0.322 acres (14,026 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Jul 2022)
Tax Bill	$2,189 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412E01006`

Property Details

APN / Parcel Number

Primary APN	`0412E01006`
Alternative APNs	`041202001` `1029012` `1034770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,212 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	14,026 sqft (0.322 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1034770
Street Address	394 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	394 E WAYCLIFF RD LOT 21 .322
Legal Subdivision	HUNTSTONE SUBDIVISION
Legal Tract	C
Legal Block	01
Legal Lot Number	21
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Vance County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	394 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 28, 2022	Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20223176
Deed Book / Page	1419 / 928
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Recording Date	May 1, 2026
Property Address	394 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Document Number	0000001448
Book / Page	1477 / 86
Instrument Date	Apr 27, 2026
Instrument	20261448
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E WAYCLIFF RD, HENDERSON, NC 27537-6928

Mortgage

Document Number	0000001448,
Date	May 1, 2026
Book Page	1477/86
Instrument	20261448

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jul 28, 2022
Property Address	394 E WAYCLIFF RD, HENDERSON, NC 27537-6928
Document Number	001419/928
Book / Page	1419 / 928
Map Reference	MB Z PG 455
Instrument Date	Jul 26, 2022
Instrument	3176
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 E WAYCLIFF RD, HENDERSON, NC 27537-6928

Mortgage

Document Number	001419/930
Date	Jul 28, 2022
Book Page	1419/930
Instrument	3177

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,189.00 (-6.25%)	$272,685 (-) Land $12,880 Building $259,805	$272,685 (-) Land $12,880 Building $259,805
2025	$2,335.00 (-7.78%)	$272,685 (+10.66%) Land $12,880 Building $259,805	$272,685 (+10.66%) Land $12,880 Building $259,805
2023	$2,532.00	$246,409 Land $18,000 Building $228,409	$246,409 Land $18,000 Building $228,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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