405 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 405 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,768 sqft · built 2022
Lot Size	0.366 acres (15,943 sqft)
Owner	Company Name on Record
Last Sale	$320,500 (Apr 2024)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412E01038`

Property Details

APN / Parcel Number

Primary APN	`0412E01038`
Alternative APNs	`041202001` `1029012` `1035164` `1038487`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,768 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Lot Area	15,943 sqft (0.366 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1038487
Street Address	405 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	405 E WAYCLIFF RD LOT 186 .366
Legal Tract	C
Legal Block	01
Legal Lot Number	186
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	216 ROSEHAVEN DR, RALEIGH, NC 27609-3880
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Commercial Mortgage LAUREN TOMPKINS
Oct 3, 2022	Special Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Oct 3, 2022 · Amount on Record
Deed Document Number	0014441312
Deed Book / Page	1444 / 1312
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Apr 17, 2024
Property Address	405 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Document Number	01444/1312
Book / Page	1444 / 1312
Map Reference	MB Z PG 455
Instrument Date	Apr 12, 2024
Instrument	1142
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 WILSON FARM LN, CLAYTON, NC 27527-5131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 ROSEHAVEN DR, RALEIGH, NC 27609-3880

Mortgage

Document Number	0000001143
Date	Apr 17, 2024
Instrument	1143

Lender

Name	LAUREN TOMPKINS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2025

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Oct 3, 2022
Property Address	405 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Document Number	00001423/1
Book / Page	1423 / 1
Map Reference	MB Z PG 455
Instrument Date	Sep 12, 2022
Instrument	4162
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E WAYCLIFF RD, HENDERSON, NC 27537-3332

Mortgage

Document Number	0000004163
Date	Oct 3, 2022
Instrument	4163

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 (+2.06%)	$328,096 (+23.31%) Land $14,640 Building $313,456	$328,096 (+23.31%) Land $14,640 Building $313,456
2023	$2,724.00	$266,083 Land $18,000 Building $248,083	$266,083 Land $18,000 Building $248,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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