447 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 447 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,826 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,891 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412E01033`

Property Details

APN / Parcel Number

Primary APN	`0412E01033`
Alternative APNs	`041202001` `1029012` `1035366`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,826 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1035366
Street Address	447 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	447 E WAYCLIFF RD LOT 48 .250
Legal Tract	C
Legal Block	01
Legal Lot Number	48
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Vance County records · APN 0412E01033

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	447 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Nov 14, 2022
Property Address	447 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Document Number	0001425/61
Book / Page	1425 / 61
Map Reference	MB Z PG 455
Instrument Date	Nov 01, 2022
Instrument	4733
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E WAYCLIFF RD, HENDERSON, NC 27537-3332

Mortgage

Document Number	0000004734
Date	Nov 14, 2022
Instrument	4734

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Type Change Date	Dec 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.15%
Index	5-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

Source: Vance County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,891.00 (-7.17%)	$235,634 (-) Land $10,000 Building $225,634	$235,634 (-) Land $10,000 Building $225,634
2025	$2,037.00 (-6.17%)	$235,634 (+12.43%) Land $10,000 Building $225,634	$235,634 (+12.43%) Land $10,000 Building $225,634
2023	$2,171.00	$209,586 Land $18,000 Building $191,586	$209,586 Land $18,000 Building $191,586

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 128 locations within half a mile of this property.

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