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434 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 434 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,980 sqft · built 2022
Lot Size0.321 acres (13,983 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Aug 2022)
Tax Bill$2,031 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0412E01009

Property Details

APN / Parcel Number

Primary APN0412E01009
Alternative APNs
  • 041202001
  • 1029012
  • 1034956

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,980 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area13,983 sqft (0.321 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1034956
Street Address434 E WAYCLIFF RD
CityHENDERSON
StateNC
Zip27537-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description434 E WAYCLIFF RD LOT 24 .321
Legal TractC
Legal Block01
Legal Lot Number24
JurisdictionVANCE NC
Township / Civil DivisionDABNEY
Census Block Group3
Census Block3021
Census Tract960300

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address434 E WAYCLIFF RD, HENDERSON, NC 27537-3332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Deed Document Number20223552
Deed Book / Page1420 / 1302
Record UpdatedSep 20, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionVANCE NC
Recording DateAug 22, 2022
Property Address434 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Document Number01420/1302
Book / Page1420 / 1302
Map ReferenceMB Z PG 455
Instrument DateJul 12, 2022
Instrument3552
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 E WAYCLIFF RD, HENDERSON, NC 27537-3332

Mortgage

Document Number0000003553
DateAug 22, 2022
Instrument3553
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,031.00 (-6.71%)$253,046 (-) Land $12,840 Building $240,206$253,046 (-) Land $12,840 Building $240,206
2025$2,177.00 (-0.91%)$253,046 (+19.22%) Land $12,840 Building $240,206$253,046 (+19.22%) Land $12,840 Building $240,206
2023$2,197.00$212,253 Land $18,000 Building $194,253$212,253 Land $18,000 Building $194,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2005–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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