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433 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 433 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,674 sqft · built 1946
Lot Size0.375 acres (16,335 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (May 2020)
Tax Bill$3,712 (2025)
Deeds & MortgagesSep 2021 Line of Credit
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8913-35-326-022

Property Details

APN / Parcel Number

Primary APN8913-35-326-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area956 sqft
AtticAttic
Attic Area526 sqft
Basement Area956 sqft
Unfinished Basement956 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,335 sqft (0.375 acres)
Lot Dimensions297 ft deep x 55 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address433 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUDITOR SEARS PLAT NO 1 LOT 24
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionAUDITOR SEARS PLAT NO 1
Legal Lot Number24
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1006
Census Tract1200

Owner

Source: Black Hawk County records · APN 8913-35-326-022

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 CORNWALL AVE, WATERLOO, IA 50702-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Line of Credit
BANKIOWA
May 28, 2020Warranty Deed, Transfer · Conventional Mortgage
BANKIOWA
Nov 14, 2017Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2020 · Amount on Record
Deed SaleMay 28, 2020 · Amount on Record
Prior SaleNov 14, 2017 · Amount on Record
Deed Document Number202020721
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address433 CORNWALL AVE, WATERLOO, IA 50702-3817
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 CORNWALL AVE, WATERLOO, IA 50702-3817

Mortgage

Document Number202100004970
DateSep 02, 2021
Instrument202100004970
Lender
NameBANKIOWA
TypeBank
AddressWATERLOO, IA 50702
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 28, 2020
Property Address433 CORNWALL AVE, WATERLOO, IA 50702-3817
Document Number202000020721
Instrument DateMay 11, 2020
Instrument202000020721
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$223.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 CORNWALL AVE, WATERLOO, IA 50702-3817

Mortgage

Document Number202000020722
DateMay 28, 2020
Instrument202000020722
Lender
NameBANKIOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 14, 2017
Property Address433 CORNWALL AVE, WATERLOO, IA 50702-3817
Document Number201800008430
Instrument DateNov 06, 2017
Instrument2018-00008430
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 CORNWALL AVE, WATERLOO, IA 50702-3817

Mortgage

Document Number201800008431
DateNov 14, 2017
Instrument2018-00008431
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,712.00 Homeowner's exemption$181,340 (-) Land $23,100 Building $158,240$181,340 (-) Land $23,100 Building $158,240
2024$3,712.00 (+33.33%)
2023$181,340 (+33.67%) Land $23,100 Building $158,240$181,340 (+33.67%) Land $23,100 Building $158,240
2022$2,784.00 Homeowner's exemption$135,660 Land $23,100 Building $112,560
2021$135,660 Land $23,100 Building $112,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130012001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1979–2018)
Claims Outside the SFHA3 of 14
Most Recent ClaimOct 2018 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber		10,000 / 10,000
Metronet Holdings
Fiber		5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50
LTD Broadband
Fixed Wireless		150 / 130

May also be available: AMG Technology Investment Group, AT&T, Verizon.

Based on FCC filings for 399 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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