Black Hawk County property record for 426 Cornwall Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,286 sqft · built 1940 |
| Lot Size | 0.18 acres (7,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,500 (Jul 2026) |
| Tax Bill | $3,276 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-328-005 |
| Primary APN | 8913-35-328-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 942 sqft |
| Attic | Attic |
| Attic Area | 236 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 1,050 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,860 sqft (0.18 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 426 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M E GEORGE ADDITION LOT 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | M E GEORGE ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1200 |
Source: Black Hawk County assessment roll, APN 8913-35-328-005, as of October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 CORNWALL AVE, WATERLOO, IA 50702-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC |
| Mar 08, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Mar 08, 2023 · Amount on Record |
| Deed Document Number | 202610410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 13, 2026 |
| Property Address | 426 CORNWALL AVE, WATERLOO, IA 50702-3818 |
| Document Number | 0000010410 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202610410 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,371.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 CORNWALL AVE, WATERLOO, IA 50702-3818 |
| Document Number | 0000010411, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202610411 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 08, 2023 |
| Property Address | 426 CORNWALL AVE, WATERLOO, IA 50702-3818 |
| Document Number | 202300012250 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 202300012250 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 925 E 4TH ST, WATERLOO, IA 50703-3925 |
| Document Number | 202300012251 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 202300012251 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,276.00 | $149,190 (-0.66%) Land $20,580 Building $128,610 | $149,190 (-0.66%) Land $20,580 Building $128,610 |
| 2024 | $3,276.00 (+34.37%) | ||
| 2023 | $150,180 (+35.26%) Land $20,580 Building $129,600 | $150,180 (+35.26%) Land $20,580 Building $129,600 | |
| 2022 | $2,438.00 | $111,030 Land $20,580 Building $90,450 | |
| 2021 | $111,030 Land $20,580 Building $90,450 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130012001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 399 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group, AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures