415 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 415 Cornwall Ave, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage1,148 sqft Living Area
Lot Size9,800 sqft (0.225 acres)
GarageDetached, 484 sqft
OccupancyOwner Occupied
Tax Bill$3,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-35-326-026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft 1st Floor
Basement Area1,148 sqft Basement
Finished Basement525 sqft Finished
Unfinished Basement1,148 sqft Unfinished
Game RoomGame Room
Stories1 Story
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Parking Spaces2 Parking Spaces
Garage TypeDetached
Garage Area484 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area60 sqft Patio
PorchPorch
Porch Area228 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address415 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUDITOR SEARS PLAT NO 1 LOT 21
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionAUDITOR SEARS PLAT NO 1
Legal Lot Number21
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1006
Census Tract1200

Owner

Source: Black Hawk County records · APN 8913-35-326-026

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 CORNWALL AVE, WATERLOO, IA 50702-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
VERIDIAN CREDIT UNION
Sep 16, 2020Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 15, 2021
Transfer Doc0000005828
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address415 CORNWALL AVE, WATERLOO, IA 50702-3817
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007542
DateOct 23, 2019
Instrument202000007542
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueNov 01, 2029

September 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBLACK HAWK IA
Recording DateSep 16, 2020
Property Address415 CORNWALL AVE, WATERLOO, IA 50702-3817
Document Number202100005828
Instrument DateSep 15, 2020
Instrument202100005828
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 CORNWALL AVE, WATERLOO, IA 50702-3817

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,228.00 Homeowner's exemption$170,900 (-1.07%) Land $24,500 Building $146,400$170,900 (-1.07%) Land $24,500 Building $146,400
2024$3,228.00 (+19.47%)
2023$172,740 (+30.93%) Land $24,500 Building $148,240$172,740 (+30.93%) Land $24,500 Building $148,240
2022$2,702.00 Homeowner's exemption$131,930 Land $24,500 Building $107,430
2021$131,930 Land $24,500 Building $107,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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