507 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 507 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,932 sqft · built 1940
Lot Size	0.267 acres (11,650 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2025)
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Feb 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-35-326-020`

Property Details

APN / Parcel Number

Primary APN	`8913-35-326-020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,650 sqft (0.267 acres)
Lot Dimensions	233 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	855 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	168 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	507 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR SEARS PLAT NO 1 LOT 32
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITOR SEARS PLAT NO 1
Legal Lot Number	32
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1006
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-326-020

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	507 CORNWALL AVE, WATERLOO, IA 50702-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Deed Document Number	20252562
Record Updated	Sep 20, 2026

February 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 25, 2025
Property Address	507 CORNWALL AVE, WATERLOO, IA 50702-3819
Document Number	0202502562
Instrument Date	Feb 24, 2025
Instrument	2025-02562
Transaction Type	Foreclosure
Record Updated	Oct 21, 2025
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$304.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 CORNWALL AVE, WATERLOO, IA 50702-3819

Mortgage

Document Number	0202502563
Date	Feb 25, 2025
Instrument	2025-02563

Lender

Name	VERIDIAN CREDIT UNION IOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,702.00 Homeowner's exemption	$214,390 (-1.08%) Land $19,950 Building $194,440	$214,390 (-1.08%) Land $19,950 Building $194,440
2024	$4,702.00 (+42.66%)
2023		$216,740 (+36.36%) Land $19,950 Building $196,790	$216,740 (+36.36%) Land $19,950 Building $196,790
2022	$3,296.00 Homeowner's exemption	$158,950 Land $19,950 Building $139,000
2021			$158,950 Land $19,950 Building $139,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, AT&T, Verizon.

Based on FCC filings for 399 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.