Black Hawk County property record for 500 Cornwall Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,550 sqft · built 1940 |
| Lot Size | 0.204 acres (8,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Oct 2011) |
| Tax Bill | $3,710 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2011 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-328-006 |
| Primary APN | 8913-35-328-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Attic | Attic |
| Attic Area | 402 sqft |
| Basement Area | 1,148 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 8,880 sqft (0.204 acres) |
| Lot Dimensions | 111 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 500 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M E GEORGE ADDITION LOT 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | M E GEORGE ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-328-006
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 CORNWALL AVE, WATERLOO, IA 50702-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Oct 14, 2011 | Legal Action/Court Order, Foreclosure · VA Mortgage VALLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on Record |
| Deed Sale | Oct 14, 2011 · Amount on Record |
| Deed Document Number | 20112012006752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 500 CORNWALL AVE, WATERLOO, IA 50702-3820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 500 CORNWALL AVE, WATERLOO, IA 50702-3820 |
| Document Number | 202300015196 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 202300015196 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 14, 2011 |
| Property Address | 500 CORNWALL AVE, WATERLOO, IA 50702-3820 |
| Document Number | 2012006752 |
| Instrument Date | Sep 22, 2011 |
| Instrument | 2012006752 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE SERVICES, TITLE SEVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.40 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 CORNWALL AVE, WATERLOO, IA 50702-3820 |
| Investor | Possibly a Property Investor |
| Document Number | 2012006753 |
|---|---|
| Date | Oct 14, 2011 |
| Instrument | 2012006753 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2041 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,710.00 Homeowner's exemption | $187,360 (-1.23%) Land $25,760 Building $161,600 | $187,360 (-1.23%) Land $25,760 Building $161,600 |
| 2024 | $3,710.00 (+31.56%) | ||
| 2023 | $189,690 (+34.86%) Land $25,760 Building $163,930 | $189,690 (+34.86%) Land $25,760 Building $163,930 | |
| 2022 | $2,820.00 Homeowner's exemption | $140,660 Land $25,760 Building $114,900 | |
| 2021 | $140,660 Land $25,760 Building $114,900 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group, AT&T, Verizon.
Based on FCC filings for 399 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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