4330 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4330 Ramona Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,424 sqft · built 2019
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Tax Bill	$982 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-05005-340`

Property Details

APN / Parcel Number

Primary APN	`953-05005-340`
Alternative APN	`599506`

Interior

Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Porch	Open Porch
Porch Area	32 sqft

Location & Zoning

Street Address	4330 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 34, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	34
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4330 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Feb 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Feb 5, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP
Oct 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019
Deed Sale	Oct 30, 2019
Prior Sale	Oct 8, 2010 · Amount on Record
Deed Document Number	20191375852
Deed Book / Page	4687 / 289
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	002999/149
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4330 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4330 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	005247/787
Date	Apr 5, 2022
Book Page	5247/787
Instrument	1463719

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4330 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4735/098
Date	Feb 5, 2020
Book Page	4735/098
Instrument	1383971

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 5, 2020
Property Address	4330 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004735/078
Book / Page	4735 / 078
Map Reference	VOL 36 PG 81-82
Instrument Date	Feb 4, 2020
Instrument	1383969
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4330 RAMONA DRIVE, LAREDO, TX 78046-5044

Mortgage

Document Number	0001383970
Date	Feb 5, 2020
Instrument	1383970

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 30, 2019
Property Address	4330 RAMONA DR, LAREDO, TX 78046-5044
Document Number	004687/289
Book / Page	4687 / 289
Map Reference	VOL 36 PG 81&82
Instrument Date	Oct 30, 2019
Instrument	1375852
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 SALTILLO ST, 3109, LAREDO, TX 78046-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 CUATRO VIENTOS DR # 1, 1, LAREDO, TX 78046-6971
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,195 (-0.5%) Land $39,305 Building $153,890	$193,195 (-0.5%) Land $39,305 Building $153,890
2025	$982.00 (-20.42%) Homeowner's exemption	$194,170 (+8.98%) Land $39,305 Building $154,865	$194,170 (+8.98%) Land $39,305 Building $154,865
2024	$1,234.00 (+11.78%)
2023		$178,172 Land $22,925 Building $155,247	$178,172 Land $22,925 Building $155,247
2022	$1,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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