4240 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4240 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	1,866 sqft Living Area
Lot Size	93,915 sqft (2.15 acres)
Occupancy	Owner Occupied
Last Sale	$499,000 (2022)
Tax Bill	$5,574.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`25-26-30-5080-0001-0700`
Alternative APNs	`263025508000010700` `87795`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,866 sqft Living Area
Gross Area	2,601 sqft Gross Area
1st Floor	1,866 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	93,915 sqft (2.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Porch Area	275 sqft Porch
Pole Structure	196 sqft Pole Structure

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	4240 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8582
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST 2 PB 1 PG 365 E 1/2 OF LOT 70 LESS N 5 FT FOR RD R/W
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 2
Legal Tract	5080
Legal Block	1
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1042
Census Tract	43304

Owner

Source: Osceola County records · APN 25-26-30-5080-0001-0700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4240 PINE TREE DR, SAINT CLOUD, FL 34772-8582
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2022 · Amount on Record
Deed Sale	Nov 03, 2022 · Amount on Record
Deed Doc Number	2022161887
Deed Book / Page	6310 / 1685
Prior Transfer Date	Mar 02, 2010
Prior Transfer Doc	0039610691
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 03, 2022
Property Address	4240 PINE TREE DR, SAINT CLOUD, FL 34772-8582
Document Number	0063101685
Book / Page	6310 / 1685
Map Reference	MB 1 PG 365
Instrument Date	Nov 01, 2022
Instrument	2022161887
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4240 PINE TREE DR, SAINT CLOUD, FL 34772-8582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 PINE TREE DR, SAINT CLOUD, FL 34772-8582

Mortgage

Document Number	0063101687
Date	Nov 03, 2022
Instrument	6310/1687

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,800.00 (+4.05%)	$367,200 (+3.99%) Land $108,900 Building $258,300	$367,200 (+3.99%) Land $108,900 Building $258,300
2024	$5,574.00 (+0.4%)
2023	$5,552.00 (+863.89%)	$353,100 (+147.86%) Land $107,800 Building $245,300	$353,100 (+25.48%) Land $107,800 Building $245,300
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,461	$281,400 Land $86,200 Building $195,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.