Placer County property record for 4320 Cognac Ct, Loomis, CA 95650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,029 sqft · built 2001 |
| Lot Size | 0.853 acres (37,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Aug 2021) |
| Tax Bill | $17,285 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-260-057-000 |
| Primary APN | 036-260-057-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,029 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 37,160 sqft (0.853 acres) |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 036-260-057 |
|---|---|
| Street Address | 4320 COGNAC CT |
| City | LOOMIS |
| State | CA |
| Zip | 95650-7723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RABX |
| Legal Description | LOT 66 CLOS DU LAC MOR S-65 |
| Legal Subdivision | CLOS DU LAC |
| Legal Lot Number | 66 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20601 |
Source: Placer County records · APN 036-260-057-000
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 07, 2023 | Deed of Trust, Mortgage · Commercial Mortgage KING FAMILY TRUST |
| Aug 31, 2021 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Oct 13, 2017 · Amount on Record |
| Deed Document Number | 2021110024 |
| Prior Transfer Date | Apr 03, 2013 |
| Prior Transfer Doc | 0000072209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Document Number | 0000035220 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 2023-0035220 |
| Name | KING FAMILY TRUST |
|---|---|
| Type | Private Party |
| Address | 3459 ASHBOURNE CIR, SAN RAMON, CA 94583 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Document Number | 0000110024 |
| Map Reference | MB S PG 65 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-0110024 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Document Number | 0000110025 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0110025 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Oct 13, 2017 |
| Property Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Document Number | 0000079762 |
| Map Reference | MB S PG65 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2017-0079762 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4320 COGNAC CT, LOOMIS, CA 95650-7723 |
| Document Number | 0000079763 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017-0079763 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Loomis Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,617,000 (+5%) Land $469,500 Building $1,147,500 | |
| 2025 | $17,285.00 (-0.44%) Homeowner's exemption | $1,540,000 (+2.53%) Land $447,100 Building $1,092,900 |
| 2023 | $17,362.00 (-4.64%) Homeowner's exemption | $1,502,000 Land $436,100 Building $1,065,900 |
| 2022 | $18,207.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1986–2026) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
Based on FCC filings for 71 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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