Placer County property record for 4311 Cognac Ct, Loomis, CA 95650
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,367 sqft · built 1995 |
| Lot Size | 0.551 acres (24,012 sqft) |
| Owner | Company Name on File |
| Last Sale | $690,000 (Jul 2011) |
| Tax Bill | $10,380 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-260-078-000 |
| Primary APN | 036-260-078-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,367 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 24,012 sqft (0.551 acres) |
| Garage Area | 1,268 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 036-260-078 |
|---|---|
| Street Address | 4311 COGNAC CT |
| City | LOOMIS |
| State | CA |
| Zip | 95650-7723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RABX |
| Legal Description | LOT 54 CLOS DU LAC MOR S-65 |
| Legal Subdivision | CLOS DU LAC |
| Legal Lot Number | 54 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20601 |
Source: Placer County records · APN 036-260-078-000
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4311 COGNAC CT, LOOMIS, CA 95650-7723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 03, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK |
| Oct 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2011 · Amount on Record |
| Deed Sale | Jul 05, 2011 · Amount on Record |
| Prior Sale | Nov 19, 2004 · Amount on Record |
| Deed Document Number | 201151211 |
| Last Transfer Date | Jan 06, 2012 |
| Transfer Doc | 0000010099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 4311 COGNAC CT, LOOMIS, CA 95650-7723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000076823 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 2017-0076823 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 4311 COGNAC CT, LOOMIS, CA 95650-7723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000076581 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 2019-0076581 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Loomis Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $884,002 (+2%) Land $256,230 Building $627,772 | |
| 2025 | $10,380.00 (+0.86%) Homeowner's exemption | $866,669 (+4.04%) Land $251,206 Building $615,463 |
| 2023 | $10,292.00 (-0.03%) Homeowner's exemption | $833,017 Land $241,452 Building $591,565 |
| 2022 | $10,295.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1986–2026) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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