4328 Cognac Ct, Loomis, CA 95650 Property Records

Placer County property record for 4328 Cognac Ct, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,054 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$1,295,000 (Apr 2017)
Tax Bill	$16,905 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-260-055-000`

Property Details

APN / Parcel Number

Primary APN	`036-260-055-000`
Alternative APN	`036-260-055`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,054 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	43,560 sqft
Garage Area	1,538 sqft
Parking Spaces	6 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	036-260-055
Street Address	4328 COGNAC CT
City	LOOMIS
State	CA
Zip	95650-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	1.0 AC LOT 64 CLOS DU LAC MOR S-65
Legal Subdivision	CLOS DU LAC
Legal Lot Number	64
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3014
Census Tract	20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4328 COGNAC CT, LOOMIS, CA 95650-7724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer
Nov 8, 2022	Intrafamily Transfer, Transfer
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	201727714
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000083837
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 8, 2022
Property Address	4328 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000083837
Map Reference	MB S PG 65
Instrument Date	Aug 26, 2022
Instrument	2022-0083837
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4328 COGNAC CT, LOOMIS, CA 95650-7724

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 8, 2022
Property Address	4328 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000083836
Map Reference	MB S PG 65
Instrument Date	Aug 26, 2022
Instrument	2022-0083836
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4328 COGNAC CT, LOOMIS, CA 95650-7724

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4328 COGNAC CT, LOOMIS, CA 95650-7724
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006727
Date	Jan 24, 2020
Instrument	2020-0006727

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 14, 2017
Property Address	4328 COGNAC CT, LOOMIS, CA 95650-7724
Document Number	0000027714
Map Reference	MAP S PG65
Instrument Date	Apr 5, 2017
Instrument	2017-0027714
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4328 COGNAC CT, LOOMIS, CA 95650-7724

Mortgage

Document Number	0000027715
Date	Apr 14, 2017
Instrument	2017-0027715

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,533,010 (+2%) Land $414,325 Building $1,118,685
2025	$16,905.00 (+0.89%) Homeowner's exemption	$1,502,951 (+4.04%) Land $406,201 Building $1,096,750
2023	$16,756.00 (-0.05%) Homeowner's exemption	$1,444,592 Land $390,429 Building $1,054,163
2022	$16,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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