4324 Cognac Ct, Loomis, CA 95650 Property Records

Placer County property record for 4324 Cognac Ct, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,340 sqft · built 2002
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Mar 2017)
Tax Bill	$15,775 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-260-056-000`

Property Details

APN / Parcel Number

Primary APN	`036-260-056-000`
Alternative APN	`036-260-056`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	48,787 sqft
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	036-260-056
Street Address	4324 COGNAC CT
City	LOOMIS
State	CA
Zip	95650-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	1.12 AC LOT 65 CLOS DU LAC MOR S-65
Legal Subdivision	CLOS DU LAC
Legal Lot Number	65
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3014
Census Tract	20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4324 COGNAC CT, LOOMIS, CA 95650-7723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 29, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Nov 26, 2012 · Amount on Record
Deed Document Number	201723266
Prior Transfer Date	Feb 24, 2016
Prior Transfer Doc	0000016573
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4324 COGNAC CT, LOOMIS, CA 95650-7723
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 COGNAC CT, LOOMIS, CA 95650-7723

Mortgage

Document Number	0000003771
Date	Jan 13, 2022
Instrument	2022-0003771

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 29, 2017
Property Address	4324 COGNAC CT, LOOMIS, CA 95650-7723
Document Number	0000023266
Map Reference	MAP S PG65
Instrument Date	Mar 24, 2017
Instrument	2017-0023266
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4324 COGNAC CT, LOOMIS, CA 95650-7723

Mortgage

Document Number	0000023267
Date	Mar 29, 2017
Instrument	2017-0023267

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,420,551 (+2%) Land $295,947 Building $1,124,604
2025	$15,775.00 (+0.89%) Homeowner's exemption	$1,392,698 (+4.04%) Land $290,145 Building $1,102,553
2023	$15,636.00 (-0.04%) Homeowner's exemption	$1,338,620 Land $278,879 Building $1,059,741
2022	$15,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

Nearby Properties on Cognac Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures