427 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 427 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,290 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$121,200 (Jan 2022)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T062000276`

Property Details

APN / Parcel Number

Primary APN	`T062000276`
Alternative APN	`4-0036-9977-00-039D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	650 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000276
Street Address	427 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #2 LOT 39D
Legal Subdivision	VLGS AT SPRINGHURST #2
Legal Lot Number	39D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	312207

Owner

427 Wild Oak Dr, a condominium, is owned and occupied by an individual who bought it in January 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	427 WILD OAK DR, O FALLON, MO 63368-7466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage TOGETHER CU
Jul 30, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2018	Warranty Deed, Transfer ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	20222297
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	0000002297
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 11, 2022
Property Address	427 WILD OAK DR, O FALLON, MO 63368-7466
Document Number	0000002297
Map Reference	MB 42 PG 385
Instrument Date	Jan 5, 2022
Instrument	2022R-002297
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WILD OAK DR, O FALLON, MO 63368-7466

Mortgage

Document Number	0000002298
Date	Jan 11, 2022
Instrument	2022R-002298

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2018
Property Address	427 WILD OAK DR, O FALLON, MO 63368-7466
Document Number	0069542404
Book / Page	006954 / 002404
Instrument Date	Jul 12, 2018
Instrument	428170
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WILD OAK DR DARDENNE PRAIRIE MO 633687466, DARDENNE PRAIRIE, MO 63368-7466

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2018
Property Address	427 WILD OAK DR, O FALLON, MO 63368-7466
Document Number	0069031932
Book / Page	006903 / 001932
Instrument Date	Apr 10, 2018
Instrument	195200
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WILD OAK DR O FALLON MO 633687466, O FALLON, MO 63368-7466

Mortgage

Document Number	69031936
Date	Apr 11, 2018
Book Page	006903/001936
Instrument	195220

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 427 Wild Oak Dr was $2,703.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,399 (-)	$212,628 (-) Building $212,628
2025	$2,703.00	$40,399	$212,628
2023		$33,473
2022			$176,175 Building $176,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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