432 Oak Ave, Naples, FL 34108 Property Records

Collier County property record for 432 Oak Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,287 sqft · built 1977
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$2,175,000 (Aug 2025)
Tax Bill	$14,053 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`233800 I 53A32`

Property Details

APN / Parcel Number

Primary APN	`233800 I 53A32`
Alternative APN	`27580920007`

Interior

Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	20 sqft
Deck Area	408 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	432 OAK AVE
City	NAPLES
State	FL
Zip	34108-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK I LOT 5
Legal Range	25
Legal Township	48
Legal Section	32
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	I
Legal Lot Number	5
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	451 OAK AVE, NAPLES, FL 34108-2324
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORPORATION
Oct 25, 2023	Deed of Trust, Mortgage · Balloon Mortgage CAMELOT HOLDINGS OF DELAWARE LLC
Feb 25, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	20256715477
Deed Book / Page	6496 / 2170
Prior Transfer Date	Oct 22, 2018
Prior Transfer Doc	0055691401
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Aug 19, 2026
Property Address	432 OAK AVE, NAPLES, FL 34108-2325
Document Number	0006864373
Book / Page	6621 / 762
Instrument Date	Aug 17, 2026
Instrument	20266864373
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	451 OAK AVE, NAPLES, FL 34108-2324

Mortgage

Document Number	0006864373,
Date	Aug 19, 2026
Book Page	6621/762
Instrument	20266864373

Lender

Name	OAKTREE FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	432 OAK AVE, NAPLES, FL 34108-2325
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 TWIN EAGLES BLVD E, HUNTERTOWN, IN 46748-9230

Mortgage

Document Number	0062993394
Date	Oct 25, 2023
Book Page	6299/3394
Instrument	6468683

Lender

Name	CAMELOT HOLDINGS OF DELAWARE LLC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33432

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Dec 31, 2024

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 25, 2020
Property Address	432 OAK AVE, NAPLES, FL 34108-2325
Document Number	0057303245
Book / Page	005730 / 003245
Instrument Date	Feb 12, 2020
Instrument	5832812
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	526 TWIN EAGLES BLVD E HUNTERTOWN IN 467489230, HUNTERTOWN, IN 46748-9230

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 6, 2018
Property Address	432 OAK AVE, NAPLES, FL 34108-2325
Document Number	0055691401
Book / Page	005569 / 001401
Instrument Date	Oct 22, 2018
Instrument	5633881
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 TWIN EAGLES BLVD E HUNTERTOWN IN 467489230, HUNTERTOWN, IN 46748-9230

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 22, 2017
Property Address	432 OAK AVE, NAPLES, FL 34108-2325
Document Number	0053742363
Book / Page	005374 / 002363
Instrument Date	Mar 20, 2017
Instrument	5381524
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	526 TWIN EAGLES BLVD E HUNTERTOWN IN 467489230, HUNTERTOWN, IN 46748-9230

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,586,699 (+27.82%) Land $1,326,750 Building $259,949	$1,586,699 (+6.83%) Land $1,326,750 Building $259,949
2025	$14,053.00 (-2.32%)	$1,241,402 (+29.91%)	$1,485,231 (-4%) Land $1,189,500 Building $295,731
2024	$14,387.00 (-14.95%)
2023	$16,916.00 (+28.85%)	$955,562 (+0.55%)	$2,475,381 (+71.71%) Land $2,406,450 Building $68,931
2022	$13,128.00	$950,301	$1,441,610 Land $1,287,405 Building $154,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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